Catoosa County property record for 197 Running Oak Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,859 sqft · built 2015 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Apr 2019) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N105 |
| Primary APN | 0038N105 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,859 sqft Heated Area |
| 1st Floor Area | 1,859 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 406 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28584 |
|---|---|
| Street Address | 197 RUNNING OAK DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 105 WHITE OAK PLANTATION PH 5 UNIT 1 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 5 |
| Legal Lot Number | 105 |
| Legal Unit | 1 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30201 |
197 Running Oak Dr is owned and occupied by two individuals who acquired it in April 2019.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 197 RUNNING OAK DR, RINGGOLD, GA 30736-3170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MTG |
| Apr 16, 2019 | Warranty Deed, Transfer · Conventional with PMI TJC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on File |
| Deed Sale | Apr 15, 2019 · Amount on File |
| Prior Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 0001983144 |
| Deed Book / Page | 1983 / 144 |
| Last Transfer Date | Apr 16, 2019 |
| Transfer Doc | 0019830144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 197 RUNNING OAK DR, RINGGOLD, GA 30736-3170 |
| Document Number | 0020930428 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 RUNNING OAK DR RINGGOLD GA 307363170, RINGGOLD, GA 30736-3170 |
| Document Number | 0020930428 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 002093/000428 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 16, 2019 |
| Property Address | 197 RUNNING OAK DR, RINGGOLD, GA 30736-3170 |
| Document Number | 0019830144 |
| Book / Page | 001983 / 000144 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2273 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | BATTLEFIELD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 197 RUNNING OAK DR RINGGOLD GA 307363170, RINGGOLD, GA 30736-3170 |
| Document Number | 19830147 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 001983/000147 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
The 2025 property tax bill for 197 Running Oak Dr was $4,075 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,075.00 Homeowner's exemption | $224,253 Land $20,000 Building $204,253 | $560,632 Land $50,000 Building $510,632 |
| 2023 | $3,814.00 (+22.17%) Homeowner's exemption | $172,373 Land $20,000 Building $152,373 | $430,932 Land $50,000 Building $380,932 |
| 2022 | $3,122.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Running Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Running Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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