197 Rose Ct, Benson, NC 27504 Property Records

Johnston County property record for 197 Rose Ct, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,052 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Jan 2021)
Tax Bill	$2,277 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13E04037G`

Property Details

APN / Parcel Number

Primary APN	`13E04037G`
Alternative APN	`2000235405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	2,801 sqft
1st Floor Area	846 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000235405
Street Address	197 ROSE CT
City	BENSON
State	NC
Zip	27504-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 67 PARRISH FARM SEC 2 57/442-444
Legal Subdivision	PARRISH FARMS SUBDIVISION
Legal Lot Number	67
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	2
Census Block	2006
Census Tract	41504

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 ROSE CT, BENSON, NC 27504-6041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
May 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jun 8, 2004
Deed Document Number	2021728119
Deed Book / Page	5813 / 499
Prior Transfer Date	Apr 21, 2011
Prior Transfer Doc	0000472956
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 15, 2021
Property Address	197 ROSE CT, BENSON, NC 27504-6041
Document Number	0000728119
Book / Page	5813 / 499
Map Reference	MB 57 PG 442-444
Instrument Date	Jan 13, 2021
Instrument	2021728119
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 OLD MEMORIAL CIR, 1116, GARNER, NC 27529-7437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ROSE CT, BENSON, NC 27504-6041

Mortgage

Document Number	0000728120
Date	Jan 15, 2021
Instrument	2021728120

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Index	5-Year CMT

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	197 ROSE CT, BENSON, NC 27504-6041
Document Number	0000531113
Book / Page	004963 / 000001
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ROSE CT BENSON NC 275046041, BENSON, NC 27504-6041

Mortgage

Document Number	0000531113
Date	May 24, 2017
Book Page	004963/000001
Instrument	531113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,277.00 (+38%)	$364,420 (+73.32%) Land $85,000 Building $279,420	$364,420 (+73.32%) Land $85,000 Building $279,420
2023	$1,650.00	$210,260 Land $44,000 Building $166,260	$210,260 Land $44,000 Building $166,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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