197 Rockrose St, Soledad, CA 93960 Property Records

Monterey County property record for 197 Rockrose St, Soledad, CA 93960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 2001
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2017)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-401-032-000`

Property Details

APN / Parcel Number

Primary APN	`022-401-032-000`
Alternative APN	`022-401-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,600 sqft (0.129 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	022-401-032
Street Address	197 ROCKROSE ST
City	SOLEDAD
State	CA
Zip	93960-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA SOLEDAD PHASE 1B SUBDIVISION VOL 21 C&T PG 14 TR 1347 LOT 101
Legal Subdivision	VISTA SOLEDAD PHASE 1B SUBDIVISION
Legal Tract	1347
Legal Block	2
Legal Lot Number	101
Jurisdiction	MONTEREY CA
Township / Civil Division	SOLEDAD
Census Block Group	2
Census Block	2002
Census Tract	11104

Owner

197 Rockrose St is owned and occupied by two individuals who bought it in December 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 ROCKROSE ST, SOLEDAD, CA 93960-3524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Prior Sale	Feb 2, 2001 · Amount on File
Deed Document Number	201766769
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	197 ROCKROSE ST, SOLEDAD, CA 93960-3524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ROCKROSE ST, SOLEDAD, CA 93960-3524

Mortgage

Document Number	0000077298
Date	Dec 23, 2020
Instrument	2020077298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2046

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 4, 2017
Property Address	197 ROCKROSE ST, SOLEDAD, CA 93960-3524
Document Number	0000066769
Map Reference	VOL21 PG14
Instrument Date	Nov 20, 2017
Instrument	2017066769
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 ROCKROSE ST, SOLEDAD, CA 93960-3524

Mortgage

Document Number	0000066770
Date	Dec 4, 2017
Instrument	2017066770

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 197 Rockrose St was $5,780.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Soledad City
Unified School District	Soledad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,198 (+2%) Land $232,114 Building $174,084
2025	$5,780.00	$398,234 Land $227,563 Building $170,671
2023	$5,159.00 (-1.32%)	$382,772 Land $218,727 Building $164,045
2022	$5,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 197 Rockrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Rockrose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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