197 Robert St, Lexington, NC 27292 Property Records

Davidson County property record for 197 Robert St, Lexington, NC 27292

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,200 sqft · built 1964
Lot Size0.42 acres (18,300 sqft)
OwnerIndividual Name on Record
Tax Bill$822 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-008-D-00D-0033

Property Details

APN / Parcel Number

Primary APN06-008-D-00D-0033
Alternative APN
  • 9201899

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,200 sqft Total Area
1st Floor Area1,372 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area18,300 sqft (0.42 acres)
Lot Dimensions183 ft deep x 100 ft wide
Garage TypeMixed
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area18 sqft
Patio Area144 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number9201899
Street Address197 ROBERT ST
CityLEXINGTON
StateNC
Zip27292-7571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionP=13-61 BD L33-36 BK2051-1391 TAYLOR ESTA
Legal SubdivisionTAYLOR ESTA
JurisdictionDAVIDSON NC
Township / Civil DivisionCOTTON GROVE
Census Block Group1
Census Block1062
Census Tract61803

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedJunior Order United American Mechanics National Orphans Home
listed 1984 · 5 contributing resources · NRIS 84002034

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address197 ROBERT ST, LEXINGTON, NC 27292-7571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 22, 2012
Transfer Doc0020511391
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address197 ROBERT ST, LEXINGTON, NC 27292-7571
Transaction TypeMortgage
Record UpdatedDec 20, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 ROBERT ST, LEXINGTON, NC 27292-7571

Mortgage

Document Number0024781912
DateMay 24, 2021
Book Page2478/1912
Instrument2021000012777
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressLEXINGTON, NC 27292
Agreement
AmountAmount Recorded
Term144 Months
DueMay 4, 2033

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$822.00 (+5.79%)$121,490 (-)$121,490 (-) Land $18,000 Building $103,490
2025$777.00 (+2.78%)$121,490 (+4.45%)$121,490 (+4.45%) Land $18,000 Building $103,490
2023$756.00$116,310$116,310 Land $18,000 Building $98,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIDSON WATER INC
private · serves 154,307 people · EPA ID NC0229025
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Robert St

Nearby Streets

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