197 Riverview Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 197 Riverview Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 1971
Lot Size	1.14 acres (49,950 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Nov 2013)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00429-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`06-00429-0000-00027`
Alternative APNs	`060042900027` `S001`

Interior

Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	49,950 sqft
Lot Dimensions	370 ft deep x 135 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	197 RIVERVIEW RD
City	BRIDGEWATER
State	NJ
Zip	08807-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	RIVERVIEW
Legal Block	429
Legal Lot Number	27
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1002
Census Tract	50801

Owner

197 Riverview Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 RIVERVIEW RD, BRIDGEWATER, NJ 08807-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2013 · Amount on File
Deed Sale	Nov 7, 2013 · Amount on File
Deed Document Number	201360565
Deed Book / Page	6682 / 2394
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	197 RIVERVIEW RD, BRIDGEWATER, NJ 08807-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055416
Date	Nov 6, 2020
Book Page	7270/1984
Instrument	2020055416

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	197 RIVERVIEW RD, BRIDGEWATER, NJ 08807-1503
Document Number	0000015904
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 RIVERVIEW RD BRIDGEWATER NJ 088071503, BRIDGEWATER, NJ 08807-1503

Mortgage

Document Number	0000015904
Date	May 10, 2019
Book Page	007116/003548
Instrument	15904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	May 9, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 197 Riverview Rd was $5,303, down 0.5% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,200 (+97.6%) Land $262,200 Building $281,000	$543,200 (+97.6%) Land $262,200 Building $281,000
2025	$5,303.00 (-0.47%)	$274,900 Land $247,200 Building $27,700	$274,900 Land $247,200 Building $27,700
2024	$5,328.00
2023		$268,600 Land $247,200 Building $21,400	$268,600 Land $247,200 Building $21,400
2022	$5,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Riverview Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	40 (1979–2021)
Claims Outside the SFHA	5 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Riverview Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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