197 Riverbank Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 197 Riverbank Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1989
Lot Size	0.164 acres (7,120 sqft)
Owner	Company Name on File
Last Sale	$305,000 (May 2009)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-763-047`

Property Details

APN / Parcel Number

Primary APN	`009-763-047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	7,120 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	197 RIVERBANK LN
City	PASO ROBLES
State	CA
Zip	93446-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 1508-1 LT 83
Legal Subdivision	TRACT 1508-1
Legal Tract	1508-1
Legal Block	1
Legal Lot Number	83
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1005
Census Tract	10204

Owner

197 Riverbank Ln is owned by a company that acquired it in February 2022 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 7, 2020	Quit Claim Deed, Transfer CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2009 · Amount on File
Deed Sale	May 1, 2009 · Amount on File
Deed Document Number	200921940
Last Transfer Date	Feb 2, 2022
Transfer Doc	0000006774
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 23, 2026
Property Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905
Document Number	0000019624
Instrument Date	Jun 12, 2026
Instrument	202619624
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905

Mortgage

Document Number	0000019624,
Date	Jun 23, 2026
Instrument	202619624

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2022
Property Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905
Document Number	0000006774
Map Reference	MB 14 PG 88
Instrument Date	Feb 2, 2022
Instrument	2022006774
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905

Mortgage

Document Number	0000006775
Date	Feb 14, 2022
Instrument	2022006775

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 8, 2020
Property Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905
Document Number	0000017049
Instrument Date	Apr 2, 2020
Instrument	17049
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 RIVERBANK LN PASO ROBLES CA 934461905, PASO ROBLES, CA 93446-1905

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 7, 2020
Property Address	197 RIVERBANK LN, PASO ROBLES, CA 93446-1905
Document Number	0000017008
Instrument Date	Mar 3, 2020
Instrument	17008
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 N KNOLL AVE PASO ROBLES CA 93446, PASO ROBLES, CA 93446

Mortgage

Document Number	17009
Date	Apr 7, 2020
Instrument	17009

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 197 Riverbank Ln was $4,406 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,603 (+2%) Land $190,453 Building $210,150
2025	$4,406.00 Homeowner's exemption	$392,749 Land $186,719 Building $206,030
2023	$4,261.00 (+1.86%) Homeowner's exemption	$377,500 Land $179,469 Building $198,031
2022	$4,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 197 Riverbank Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Riverbank Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Riverbank Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures