Garrard County property record for 197 River Run Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 2003 |
| Lot Size | 1.02 acres (44,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Nov 2020) |
| Tax Bill | $3,499 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18D-17 |
| Primary APN | 18D-17 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,780 sqft (1.02 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 22433 |
|---|---|
| Street Address | 197 RIVER RUN DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 1.028 AC RIVER RUN |
| Legal Subdivision | RIVER RUN |
| Legal Lot Number | 17 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970101 |
197 River Run Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 RIVER RUN DR, LANCASTER, KY 40444-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Deed Document Number | 2020159392 |
| Deed Book / Page | 306 / 228 |
| Prior Transfer Date | Nov 2, 2020 |
| Prior Transfer Doc | 00D306/228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 3, 2020 |
| Property Address | 197 RIVER RUN DR, LANCASTER, KY 40444-7407 |
| Document Number | 00D306/228 |
| Book / Page | D306 / 228 |
| Map Reference | DB 282 PG 121 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 159392 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 DAFFODIL CT, 106, NICHOLASVILLE, KY 40356-4501 |
| Name | Verified Name |
|---|---|
| Address | 106 DAFFODIL CT, NICHOLASVILLE, KY 40356-4501 |
The 2025 property tax bill for 197 River Run Dr was $3,499, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,000 (-) Land $35,000 Building $305,000 | $340,000 (-) Land $35,000 Building $305,000 | |
| 2025 | $3,499.00 (-0.48%) | $340,000 (-) Land $35,000 Building $305,000 | $340,000 (-) Land $35,000 Building $305,000 |
| 2024 | $3,516.00 (+0.11%) | $340,000 (+3.03%) Land $35,000 Building $305,000 | $340,000 (+3.03%) Land $35,000 Building $305,000 |
| 2023 | $3,512.00 (-0.93%) | $330,000 (-) Land $30,000 Building $300,000 | $330,000 (-) Land $30,000 Building $300,000 |
| 2022 | $3,545.00 | $330,000 Land $30,000 Building $300,000 | $330,000 Land $30,000 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 River Run Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 River Run Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: All Points Broadband, kywimax.
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