Cumberland County and Baldwin Town property record for 197 River Rd, West Baldwin, ME 04091
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,816 sqft · built 2007 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,989 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Oct 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:006 L:029-D |
| Primary APN | M:006 L:029-D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 6,543 sqft |
| 1st Floor Area | 1,696 sqft |
| Attic | Attic |
| Attic Area | 850 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,907 sqft (3.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 954 |
|---|---|
| Street Address | 197 RIVER RD |
| City | WEST BALDWIN |
| State | ME |
| Zip | 04091-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Legal Lot Number | D |
| Jurisdiction | BALDWIN ME |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 16500 |
Source: Cumberland County and Baldwin Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 RIVER RD, WEST BALDWIN, ME 04091-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer |
| Oct 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0421470007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN ME |
| Recording Date | Mar 31, 2026 |
| Property Address | 197 RIVER RD, WEST BALDWIN, ME 04091-3116 |
| Document Number | 0421470007 |
| Book / Page | 42147 / 7 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 12036 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN ME |
| Property Address | 197 RIVER RD, WEST BALDWIN, ME 04091-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0361250203 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 36125/203 |
| Instrument | 55451 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN ME |
| Property Address | 197 RIVER RD, WEST BALDWIN, ME 04091-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0364630129 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 36463/129 |
| Instrument | 10939 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN ME |
| Property Address | 197 RIVER RD, WEST BALDWIN, ME 04091-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0365200159 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 36520/159 |
| Instrument | 14978 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
Source: Cumberland County and Baldwin Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Baldwin Town |
| Unified School District | School Administrative District 55 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,989.00 (-0.62%) | $311,800 (-) Land $26,500 Building $285,300 |
| 2024 | $5,020.00 (+13.63%) | $311,800 (-) Land $26,500 Building $285,300 |
| 2023 | $4,418.00 (+14.07%) | $311,800 (-) Land $26,500 Building $285,300 |
| 2022 | $3,873.00 | $311,800 Land $26,500 Building $285,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures