197 River Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 197 River Rd, Jay, NY 12941 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,132 sqft Living Area
Lot Size34,848 sqft (0.8 acres)
Garage600 sqft
Last Sale$325,000 (2021)
Tax Bill$11,378.00 (2025)

Owner

Source: Essex County and Jay Town records · APN 152800 7.79-2-7.000

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 COLUMBIA PL, BROOKLYN, NY 11201-4525
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed, Transfer · Stand Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 23, 2021Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleJul 23, 2021 · Amount on Record
Deed Doc Number20216538
Deed Book / Page2063 / 245
Prior Transfer DateJun 22, 2007
Prior Transfer Doc0000001543/000000019
Record RefreshedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NY
Recording DateDec 14, 2021
Property Address197 RIVER RD, JAY, NY 12941-2549
Document Number002063/245
Book / Page2063 / 245
Instrument DateDec 03, 2021
Instrument2021-6538
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 COLUMBIA PL, BROOKLYN, NY 11201-4525

Mortgage

Document Number0020216539
DateDec 14, 2021
Instrument2021-6539
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

July 2021: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionESSEX NY
Recording DateJul 23, 2021
Property Address197 RIVER RD, JAY, NY 12941-2549
Document Number002043/323
Book / Page2043 / 323
Instrument DateMay 28, 2021
Instrument2021-3773
Transaction TypeForeclosure
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 ROSS AVE # STE28, STE28, DALLAS, TX 75201-2911

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,378.00 (+120.55%)$551,300 (+24.7%) Land $211,700 Building $339,600$551,300 (+24.7%) Land $211,700 Building $339,600
2023$442,100 (+27.77%) Land $132,300 Building $309,800$442,100 (+27.77%) Land $132,300 Building $309,800
2022$5,159.00 (-45.57%)$346,000 Land $85,500 Building $260,500$346,000 Land $85,500 Building $260,500
2020$9,478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN152800 7.79-2-7.000
Alternative APNs
  • 280000707900020070000000
  • 615J100805

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,132 sqft Living Area
1st Floor916 sqft 1st Floor
Upper Floors216 sqft Upper Floors
Basement Area916 sqft Basement
Finished Basement916 sqft Finished
Unfinished Basement916 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCape Cod Style
Exterior MaterialWood Exterior
Lot Area34,848 sqft (0.8 acres)
Parking Spaces2 Parking Spaces
Garage Area600 sqft Garage
Porch Area816 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number615J100805
Street Address197 RIVER RD
CityJAY
StateNY
Zip12941-2549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description74 JAY TRACT
Legal Block2
Legal Lot Number7.000
JurisdictionESSEX NY
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1014
Census Tract960200

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