McDowell County property record for 197 River Birch Dr, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 2021 |
| Lot Size | 1.6 acres (69,783 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0770-00-52-5760 |
| Primary APN | 0770-00-52-5760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 69,783 sqft (1.6 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 74813 |
|---|---|
| Street Address | 197 RIVER BIRCH DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.602 AC LT 6 RIVER BIRCH PB 13/23 |
| Legal Subdivision | RIVER BIRCH FARM |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 970600 |
Source: McDowell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 RIVER BIRCH DR, OLD FORT, NC 28762-0690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2004 |
| Deed Sale | Aug 1, 2004 |
| Deed Book / Page | 793 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 27, 2021 |
| Property Address | 197 RIVER BIRCH DR, OLD FORT, NC 28762-0690 |
| Document Number | 0013550365 |
| Book / Page | 1355 / 365 |
| Map Reference | MB 13 PG 74 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021003470 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 RIVER BIRCH DRIVE, OLD FORT, NC 28762-0690 |
| Document Number | 2021003471 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021003471 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453.00 | $205,350 (-) Land $30,000 Building $175,350 | |
| 2023 | $1,453.00 | $205,350 Land $30,000 Building $175,350 | $205,350 Land $30,000 Building $175,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures