197 Riseman Ct, Oxford, MI 48371 Property Records

Oakland County property record for 197 Riseman Ct, Oxford, MI 48371 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,244 sqft · built 1997
Lot Size	0.619 acres (27,003 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2024)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-25-477-006`

Property Details

APN / Parcel Number

Primary APN	`D-03-25-477-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	1,701 sqft
Basement Area	1,677 sqft
Unfinished Basement	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	27,003 sqft (0.619 acres)
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	700 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	197 RISEMAN CT
City	OXFORD
State	MI
Zip	48371-4188
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T5N, R9E, SEC 25 OAKLAND COUNTY CONDOMINIUM PLAN NO 1002 HOWLAND LAKE PINES CONDOMINIUM UNIT 6 L 16657 P 837 10-9-96 FR 400-016
Legal Range	09E
Legal Township	05N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	6
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1000
Census Tract	122400

Owner

Source: Oakland County records · APN D-03-25-477-006

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 RISEMAN CT, OXFORD, MI 48371-4188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Nov 04, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Aug 20, 2019	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	20244907
Deed Book / Page	59114 / 52
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 12, 2024
Property Address	197 RISEMAN CT, OXFORD, MI 48371-4188
Document Number	0000004907
Book / Page	59114 / 52
Map Reference	LB 16657 PG 837-887
Instrument Date	Jan 10, 2024
Instrument	4907
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 RISEMAN CT, OXFORD, MI 48371-4188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 CROSS TIMBERS ST, OXFORD, MI 48371-4701

Mortgage

Document Number	0005911455
Date	Jan 12, 2024
Instrument	59114/55

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	197 RISEMAN CT, OXFORD, MI 48371-4188
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RISEMAN CT, OXFORD, MI 48371-4188

Mortgage

Document Number	0000306371
Date	Jan 28, 2022
Book Page	57366/69
Instrument	306371

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Feb 01, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	197 RISEMAN CT, OXFORD, MI 48371-4188
Document Number	0000190102
Instrument Date	Nov 04, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 RISEMAN CT OXFORD MI 483714188, OXFORD, MI 48371-4188

Mortgage

Document Number	0000190102
Date	Nov 12, 2020
Book Page	055164/000050
Instrument	190102

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	197 RISEMAN CT, OXFORD, MI 48371-4188
Document Number	0000141832
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 RISEMAN CT OXFORD MI 483714188, OXFORD, MI 48371-4188

Mortgage

Document Number	0000141832
Date	Sep 03, 2019
Book Page	053197/000764
Instrument	141832

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 02, 2034

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,679.00 (-9.72%) Homeowner's exemption	$253,060 (+23.95%)	$506,120 (+23.95%)
2024	$5,183.00 (+15%)
2023		$204,160	$408,320
2021	$4,507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251224001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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