197 Riner Rd, Pottsboro, TX 75076 Property Records

Grayson County property record for 197 Riner Rd, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 2016
Lot Size	0.43 acres (18,735 sqft)
Owner	Individual Name on Record
Tax Bill	$3,773 (2024)
Deeds & Mortgages	Feb 2023 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052C6577016`

Property Details

APN / Parcel Number

Primary APN	`052C6577016`
Alternative APN	`110950`

Interior

Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	18,735 sqft (0.43 acres)
Lot Dimensions	202 ft deep x 93 ft wide
Deck Area	340 sqft
Patio Area	340 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	110950
Old Parcel Number	052C6577016
Street Address	197 RINER RD
City	POTTSBORO
State	TX
Zip	75076-6298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ACRES, LOT 62
Legal Subdivision	PARADISE ACRES
Legal Lot Number	62
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1012
Census Tract	305

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 RINER RD, POTTSBORO, TX 75076-6298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Vendor's Lien, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
May 23, 2018	Deed of Trust, Mortgage · Line of Credit LANDMARK BANK NA
May 27, 2020	Deed of Trust, Mortgage TEXOMA PARKWAY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Prior Sale	May 27, 2015
Deed Document Number	2023-4175
Record Updated	Jun 8, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 21, 2023
Property Address	197 RINER RD, POTTSBORO, TX 75076-6298
Document Number	0000004175
Map Reference	VOL 479 PG 60
Instrument Date	Feb 17, 2023
Instrument	2023-4175
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 SUMMERFIELD DR, ALLEN, TX 75002-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RINER RD, POTTSBORO, TX 75076-6298

Mortgage

Document Number	0000004176
Date	Feb 21, 2023
Instrument	2023-4176

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	197 RINER RD, POTTSBORO, TX 75076-6298
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011493
Date	May 23, 2018
Instrument	2018-00011493

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	197 RINER RD, POTTSBORO, TX 75076-6298
Document Number	0000012537
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	711 SUMMERFIELD DR ALLEN TX 750021821, ALLEN, TX 75002-1821

Mortgage

Document Number	0000012537
Date	May 28, 2020
Instrument	12537

Lender

Name	TEXOMA PARKWAY CMNTY BK
Address	2011 TEXOMA PKWY, SHERMAN, TX 75090-2688

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,116 (-10.41%) Land $55,083 Building $227,033	$282,116 (-10.41%) Land $55,083 Building $227,033
2024	$3,773.00 (+8.17%)
2023		$314,880 Land $37,659 Building $277,221	$314,880 Land $37,659 Building $277,221
2022	$3,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGLEWOOD ON TEXOMA private · serves 4,341 people · EPA ID TX0910052
Water Source	Purchased surface water from CITY OF POTTSBORO
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.41 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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