197 Ridge Rd, Baxter, KY 40806 Property Records

Harlan County property record for 197 Ridge Rd, Baxter, KY 40806

Property Summary

Property Type	Mobile Home
Owner	2 Individual Names on File
Tax Bill	$1,581 (2025)
Flood Zone	Zone X (minimal risk)
APN	`068-20-00-048.00`

Property Details

APN / Parcel Number

Primary APN	`068-20-00-048.00`
Alternative APN	`12660`

Location & Zoning

Account Number	12660
Street Address	197 RIDGE RD
City	BAXTER
State	KY
Zip	40806-8319
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HOUSE & MH & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	HARLAN
Census Block Group	4
Census Block	4005
Census Tract	970700

Owner

197 Ridge Rd, a mobile home, is owned and occupied by two individuals.

Source: Harlan County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	197 RIDGE RD, BAXTER, KY 40806-8319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000209725
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 197 Ridge Rd was $1,581 with a homeowner's exemption.

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 Homeowner's exemption	$167,000 Land $24,500 Building $142,500	$167,000 Land $24,500 Building $142,500
2023	$1,627.00 Homeowner's exemption	$167,000 Land $24,500 Building $142,500	$167,000 Land $24,500 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1984–2002)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Mar 2002 · Severe Storms And Flooding
Claims by Event	Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Ridge Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK MTN UTILITY/SUKEY RIDGE private · serves 740 people · EPA ID KY0480461
Water Source	Purchased surface water from HARLAN MUNICIPAL WATER WORKS
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harlan Community Television Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30