197 Ridge Point Rd, Easley, SC 29640 Property Records

Pickens County property record for 197 Ridge Point Rd, Easley, SC 29640

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 2,766 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$340,037 (Jan 2015)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5151-00-10-8241`

Property Details

APN / Parcel Number

Primary APN	`5151-00-10-8241`
Alternative APN	`R0006970`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,766 sqft Living Area
Basement Area	2,247 sqft
Finished Basement	1,434 sqft
Unfinished Basement	813 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
View / Lot	Water
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	327 sqft
Deck Area	293 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R0006970
Old Parcel Number	5151 00 10 8241
Street Address	197 RIDGE POINT RD
City	EASLEY
State	SC
Zip	29640-6767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 NW/SIDE RIDGE POINT RD PLAT 23/846
Legal Subdivision	INDIAN FOREST SUB
Legal Lot Number	25
Jurisdiction	PICKENS SC
Township / Civil Division	EASLEY EAST
Census Block Group	2
Census Block	2002
Census Tract	10603

Owner

197 Ridge Point Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 RIDGE POINT RD, EASLEY, SC 29640-6767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF TRAVELERS REST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2015 · Amount on File
Deed Sale	Jan 29, 2015 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	201501358
Deed Book / Page	1659 / 030
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Mar 18, 2026
Property Address	197 RIDGE POINT RD, EASLEY, SC 29640-6767
Document Number	0000004103
Book / Page	2933 / 38
Map Reference	MB 604 PG 78
Instrument Date	Mar 17, 2026
Instrument	202604103
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RIDGE POINT RD, EASLEY, SC 29640-6767

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	197 RIDGE POINT RD, EASLEY, SC 29640-6767
Document Number	0000012035
Book / Page	005231 / 000089
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 RIDGE POINT RD EASLEY SC 296406767, EASLEY, SC 29640-6767

Mortgage

Document Number	0000012035
Date	Jul 31, 2017
Book Page	005231/000089
Instrument	12035

Lender

Name	BANK OF TRAVELERS REST
Type	Bank
Address	TRAVELERS REST, SC 29690-1067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 197 Ridge Point Rd was $3,309, up 5.7% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 (+5.65%)	$29,990 (+14.99%) Land $3,310 Building $26,680	$1,062,600 (+63%) Land $117,400 Building $945,200
2024	$3,132.00 (+1.49%)	$26,080 (-) Land $2,880 Building $23,200	$651,900 (-) Land $72,000 Building $579,900
2023	$3,086.00 (-1.94%)	$26,080 (-) Land $2,880 Building $23,200	$651,900 (-) Land $72,000 Building $579,900
2022	$3,147.00	$26,080 Land $2,880 Building $23,200	$651,900 Land $72,000 Building $579,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Ridge Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Ridge Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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