197 Ricemill Cir, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 197 Ricemill Cir, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,984 sqft · built 2005
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jul 2001)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242OC056`

Property Details

APN / Parcel Number

Primary APN	`242OC056`
Alternative APNs	`104502953201` `62705722`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,984 sqft Heated Area
Gross Area	7,948 sqft
1st Floor Area	2,234 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,426 sqft (0.423 acres)
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62705722
Street Address	197 RICEMILL CIR
City	SUNSET BEACH
State	NC
Zip	28468-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR3
Legal Description	L-56 PH-4 RICE MILL @ SEATRL PLAT 20/135
Legal Phase	4
Legal Lot Number	56
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1006
Census Tract	20518

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 RICEMILL CIR, SUNSET BEACH, NC 28468-4448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2001 · Amount on Record
Deed Sale	Jul 1, 2001 · Amount on Record
Deed Book / Page	1484 / 947
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	197 RICEMILL CIR, SUNSET BEACH, NC 28468-4448
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044601078
Date	Oct 12, 2020
Book Page	4460/1078

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	197 RICEMILL CIR, SUNSET BEACH, NC 28468-4448
Document Number	0042570538
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RICEMILL CIR SUNSET BEACH NC 284684448, SUNSET BEACH, NC 28468-4448

Mortgage

Document Number	0042570538
Date	Oct 7, 2019
Book Page	004257/000538

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 6, 2044

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,470 (-) Land $110,000 Building $678,470	$788,470 (-) Land $110,000 Building $678,470
2025	$4,558.00	$788,470 (-) Land $110,000 Building $678,470	$788,470 (-) Land $110,000 Building $678,470
2023		$788,470 Land $110,000 Building $678,470	$788,470 Land $110,000 Building $678,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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