197 Rhoads Ln, Hillsboro, TN 37342 Property Records

Coffee County property record for 197 Rhoads Ln, Hillsboro, TN 37342

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$224,900 (May 2023)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016114 03412`

Property Details

APN / Parcel Number

Primary APN	`016114 03412`
Alternative APN	`114 03412`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	197 RHOADS LN
City	HILLSBORO
State	TN
Zip	37342-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:07 MAP REF:114
Legal Lot Number	1
Jurisdiction	COFFEE TN
Township / Civil Division	5
Census Block Group	2
Census Block	2023
Census Tract	970700

Owner

197 Rhoads Ln is owned and occupied by an individual who bought it in May 2023.

Source: Coffee County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
May 24, 2022	Trustee's Deed, Foreclosure Foreclosure Auction
Jun 28, 2019	Deed of Trust, Mortgage PEOPLES BK
May 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	May 24, 2022 · Amount on File
Deed Document Number	23002988
Deed Book / Page	W431 / 619
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	May 1, 2023
Property Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Document Number	0000002988
Book / Page	W431 / 619
Map Reference	MB 991 B2
Instrument Date	Apr 28, 2023
Instrument	23002988
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RHOADS LN, HILLSBORO, TN 37342-3536

Mortgage

Document Number	0000002989
Date	May 1, 2023
Instrument	23002989

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COFFEE TN
Recording Date	May 24, 2022
Property Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Document Number	0000005156
Book / Page	W422 / 789
Map Reference	MB 360 PG 448
Instrument Date	Apr 27, 2022
Instrument	22005156
Transaction Type	Foreclosure
Record Updated	Jun 2, 2022

Transaction

Amount	Amount on Record
Tax	$534.88
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 PLEASANT HOLLOW LN, WOODBURY, TN 37190-5399

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE TN
Property Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Document Number	0000004920
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004920
Date	Jun 28, 2019
Book Page	001053/000675
Instrument	4920

Lender

Name	PEOPLES BK
Type	Bank

Agreement

Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COFFEE TN
Recording Date	May 31, 2019
Property Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Document Number	0000004040
Book / Page	000395 / 000692
Instrument Date	May 31, 2019
Instrument	4040
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 RHOADS LN HILLSBORO TN 373423536, HILLSBORO, TN 37342-3536

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	Oct 10, 2018
Property Address	197 RHOADS LN, HILLSBORO, TN 37342-3536
Document Number	0000007558
Book / Page	W390 / 807
Map Reference	DD360 PG448
Instrument Date	Oct 9, 2018
Instrument	18007558
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	WATAUGA TITLE OF RUTHERFORD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RHOADS LN, HILLSBORO, TN 37342-3536

Mortgage

Document Number	0000007559
Date	Oct 10, 2018
Instrument	18007559

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 197 Rhoads Ln was $1,260.

Source: Coffee County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00	$54,075 (-) Land $3,875 Building $50,200
2024	$1,260.00	$54,075 (-) Land $3,875 Building $50,200
2023	$1,260.00 (+41.26%)	$54,075 (+41.37%) Land $3,875 Building $50,200
2022	$892.00	$38,250 Land $3,875 Building $34,375	$216,300 Land $15,500 Building $200,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Rhoads Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Rhoads Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSVILLE UTILITY DISTRICT serves 11,325 people · EPA ID TN0000430
Water Source	Purchased surface water from MANCHESTER WATER DEPARTMENT
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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