Woonsocket City property record for 197 Ray Ave, Woonsocket, RI 02895 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,412 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2023) |
| Tax Bill | $4,774.00 (2025) |
| Primary APN | 22071850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 2,748 sqft Gross Area |
| 1st Floor | 1,412 sqft 1st Floor |
| Basement Area | 560 sqft Basement |
| Finished Basement | 280 sqft Finished |
| Unfinished Basement | 280 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 22071850 |
|---|---|
| Street Address | 197 RAY AVE |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-4955 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 57 |
| Jurisdiction | WOONSOCKET RI |
| Minor Civil Division | WOONSOCKET |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 18500 |
Source: Woonsocket City records · APN 22071850
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 RAY AVE, WOONSOCKET, RI 02895-4955 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC |
| Jul 27, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage SEMPER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Mar 23, 1995 · Amount on Record |
| Deed Book / Page | 2818 / 268 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 197 RAY AVE, WOONSOCKET, RI 02895-4955 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002948-269 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 2948/269 |
| Instrument | 237846 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jul 27, 2023 |
| Property Address | 197 RAY AVE, WOONSOCKET, RI 02895-4955 |
| Document Number | 002818-268 |
| Book / Page | 2818 / 268 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 228539 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 83 MERIDA AVE, WOONSOCKET, RI 02895-2208 |
| Document Number | 0000228540 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 228540 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,774.00 (+1.55%) | $425,100 (+26.4%) Land $109,300 Building $315,800 |
| 2023 | $4,701.00 | $336,300 (-) Land $89,200 Building $247,100 |
| 2022 | $4,701.00 | $336,300 Land $89,200 Building $247,100 |
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