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197 Randall Dr, Troy, MI 48085 Property Records

Oakland County property record for 197 Randall Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,494 sqft · built 1973
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$272,000 (Jul 2020)
Tax Bill$4,345 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN88-20-15-302-011

Property Details

APN / Parcel Number

Primary APN88-20-15-302-011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,494 sqft Living Area
1st Floor Area1,026 sqft
Basement Area559 sqft
Unfinished Basement467 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions112 ft deep x 84 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address197 RANDALL DR
CityTROY
StateMI
Zip48085-5527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 CYPRESS GARDENS SUB NO 2 LOT 229
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCYPRESS GARDENS SUB #2
Legal Lot Number229
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address197 RANDALL DR, TROY, MI 48085-5527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 21, 2020Warranty Deed, Transfer
VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJul 25, 2005 · Amount on Record
Deed Document Number2020141900
Deed Book / Page54533 / 700
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address197 RANDALL DR, TROY, MI 48085-5527
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RANDALL DR, TROY, MI 48085-5527
InvestorPossibly a Property Investor

Mortgage

Document Number0000256639
DateNov 10, 2021
Book Page57073/874
Instrument256639
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 21, 2020
Property Address197 RANDALL DR, TROY, MI 48085-5527
Document Number0000141900
Book / Page54533 / 700
Map ReferenceLB 130 PG 7
Instrument DateJul 17, 2020
Instrument141900
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyVANGUARD TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,339.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address197 RANDALL DR, 197, TROY, MI 48085-5527

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 RANDALL DR, TROY, MI 48085-5527

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,345.00 (-3.85%)
2023$268,360
2022$4,519.00$134,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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