197 Rainbow Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 197 Rainbow Dr, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 2000
Lot Size	5.09 acres (221,720 sqft)
Owner	Company Name on Record
Last Sale	$103,000 (Apr 2026)
Tax Bill	$448 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025513-23-3`

Property Details

APN / Parcel Number

Primary APN	`025513-23-3`
Alternative APNs	`1170000001028 00189295` `117-00-00-001.028` `029317223`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Siding
Lot Area	221,720 sqft (5.09 acres)
Lot Dimensions	20 ft deep x 16 ft wide
Porch	Slab

Location & Zoning

Street Address	197 RAINBOW DR
City	GAFFNEY
State	SC
Zip	29340-4562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	197 RAINBOW DR ADDED 16X20 ADDN,SC PORCH,DECK, & BUP FOR 2000-PBP FM TOWD POINT MTG TRUST $83000
Legal Subdivision	RIVER ROAD FARMS SUB SEC II
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	4
Census Block	4024
Census Tract	970302

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	775 BEE TREE RD, SALISBURY, NC 28146-1388
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC
Apr 1, 2026	Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	20261716
Deed Book / Page	196 / 1295
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 1, 2026
Property Address	197 RAINBOW DR, GAFFNEY, SC 29340-4562
Document Number	0000001716
Book / Page	196 / 1295
Instrument Date	Mar 31, 2026
Instrument	20261716
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	SIMPLIFILE (RECORDING SERVICE)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,047.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	775 BEE TREE RD, SALISBURY, NC 28146-1388

Mortgage

Document Number	0000001717,
Date	Apr 1, 2026
Book Page	196/1298
Instrument	20261717

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 1, 2026
Property Address	197 RAINBOW DR, GAFFNEY, SC 29340-4562
Document Number	0001961295
Book / Page	196 / 1295
Instrument Date	Mar 31, 2026
Instrument	2026.1716
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,047.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	775 BEE TREE RD, SALISBURY, NC 28146-1388

Mortgage

Document Number	0000001717,
Date	Apr 1, 2026
Book Page	196/1298
Instrument	2026.1717

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$448.00 (+17.89%)	$3,340 (-) Land $990 Building $2,350	$83,300 (-) Land $24,500 Building $58,800
2023	$380.00	$3,340 Land $990 Building $2,350	$83,300 Land $24,500 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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