Middlesex County and Natick Town property record for 197 Pond St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,578 sqft · built 1861 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,409 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-00000256 |
| Primary APN | 49-00000256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 225 sqft |
| Unfinished Basement | 225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1861 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 122,404 sqft (2.81 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 49-00000256 |
|---|---|
| Street Address | 197 POND ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 382500 |
197 Pond St is owner-occupied and held in a trust since January 2025.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 197 POND ST, NATICK, MA 01760-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 0083770-40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 197 POND ST, NATICK, MA 01760-4320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69324-509 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 69324/509 |
| Instrument | 76556 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 197 Pond St was $11,409, up 3.2% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,409.00 (+3.23%) | $953,900 (+5.81%) Land $608,100 Building $345,800 | $1,138,670 |
| 2024 | $11,052.00 (-3.29%) | $901,500 (-0.29%) Land $573,600 Building $327,900 | |
| 2023 | $11,428.00 | $904,100 Land $570,900 Building $333,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Pond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Pond St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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