197 Pinecrest Dr, North Kingstown, RI 02852 Property Records

North Kingstown Town property record for 197 Pinecrest Dr, North Kingstown, RI 02852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,117 sqft · built 1986
Lot Size	0.388 acres (16,910 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Nov 2022)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:074 B:245`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:074 B:245`
Alternative APNs	`80635` `6139`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,117 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	1,199 sqft
Basement Area	1,199 sqft
Unfinished Basement	1,199 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,910 sqft (0.388 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	80635
Street Address	197 PINECREST DR
City	NORTH KINGSTOWN
State	RI
Zip	02852-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRC
Legal Block	245
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2059
Census Tract	50301

Owner

197 Pinecrest Dr is owned and occupied by two individuals who bought it in November 2022.

Source: North Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
Dec 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 23, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Dec 28, 2005 · Amount on File
Deed Document Number	20225417
Deed Book / Page	3546 / 321
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jul 28, 2026
Property Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Document Number	0000000031
Book / Page	3779 / 1
Instrument Date	Jul 20, 2026
Instrument	202631
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915

Mortgage

Document Number	0000000031,
Date	Jul 28, 2026
Book Page	3779/1
Instrument	202631

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jul 13, 2026
Property Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Document Number	0000002391
Book / Page	3775 / 127
Instrument Date	Jul 2, 2026
Instrument	20262391
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915

Mortgage

Document Number	0000002391,
Date	Jul 13, 2026
Book Page	3775/127
Instrument	20262391

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Nov 30, 2022
Property Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Document Number	003546-321
Book / Page	3546 / 321
Instrument Date	Nov 30, 2022
Instrument	5417
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915

Mortgage

Document Number	0000005418
Date	Nov 30, 2022
Instrument	5418

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3248-182
Date	Dec 23, 2019
Book Page	3248/182
Instrument	5947

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	133 Months
Due	Jan 1, 2031

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	197 PINECREST DR, NORTH KINGSTOWN, RI 02852-5915
Document Number	3113-225
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 PINECREST DR NORTH KINGSTOWN RI 028525915, NORTH KINGSTOWN, RI 02852-5915

Mortgage

Document Number	3113-225
Date	Apr 4, 2018
Book Page	003113/000225
Instrument	1303

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 197 Pinecrest Dr was $6,668.

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,668.00	$604,000 Land $195,500 Building $408,500	$714,207
2023	$6,548.00	$456,600 Land $161,200 Building $295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Pinecrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Pinecrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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