197 Pine St, Munford, AL 36268 Property Records

Talladega County property record for 197 Pine St, Munford, AL 36268

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,210 sqft · built 1980
Lot Size	1.01 acres (44,322 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Mar 2025)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Mar 2011 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-06-24-0-000-174.000`

Property Details

APN / Parcel Number

Primary APN	`07-06-24-0-000-174.000`
Alternative APNs	`227963` `71804` `7126`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,210 sqft Base Area
1st Floor Area	2,210 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	44,322 sqft (1.01 acres)
Lot Dimensions	223 ft deep x 7 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	227963
Street Address	197 PINE ST
City	MUNFORD
State	AL
Zip	36268-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	173.7'X223' LOT #5 WHISPERING PINES S/D S24 T17 R6
Legal Subdivision	WHISPERING PINES
Legal Lot Number	5
Jurisdiction	TALLADEGA AL
Township / Civil Division	MUNFORD
Census Block Group	3
Census Block	3053
Census Tract	10102

Owner

Source: Talladega County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	349 LEDBETTER RD, MUNFORD, AL 36268-5703
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Book / Page	1253 / 572
Prior Transfer Date	Sep 2, 2024
Prior Transfer Doc	1253000572
Record Updated	Sep 20, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALLADEGA AL
Property Address	197 PINE ST, MUNFORD, AL 36268-5128
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001356/688
Date	Mar 25, 2011
Book Page	1356/688

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

Source: Talladega County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Talladega County
Municipality	Munford Town
Unified School District	Talladega County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (+169.9%)	$21,740 (+25.81%) Land $2,000 Building $19,740	$217,400 (+25.81%) Land $20,000 Building $197,400
2024	$628.00 Homeowner's exemption	$17,280 (-) Land $2,000 Building $15,280	$172,800 (-) Land $20,000 Building $152,800
2023	$628.00 (+21%) Homeowner's exemption	$17,280 (+19.42%) Land $2,000 Building $15,280	$172,800 (+19.42%) Land $20,000 Building $152,800
2022	$519.00 Homeowner's exemption	$14,470 Land $2,000 Building $12,470	$144,700 Land $20,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNFORD WATER AUTHORITY, INC. serves 4,467 people · EPA ID AL0001247
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Coosa Valley Technologies.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures