Effingham County property record for 197 Pine St, Eden, GA 31307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,684 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,560 (May 2005) |
| Tax Bill | $349 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03020-040-000 |
| Primary APN | 03020-040-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,684 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 525 sqft |
| Patio Area | 525 sqft |
| Utility Building | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3343 |
|---|---|
| Street Address | 197 PINE ST |
| City | EDEN |
| State | GA |
| Zip | 31307-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.00 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 30401 |
Source: Effingham County records · APN 03020-040-000
Assessment roll updated December 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 532, EDEN, GA 31307-0532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on Record |
| Deed Sale | May 31, 2005 · Amount on Record |
| Deed Document Number | 20051855 |
| Deed Book / Page | 1288 / 123 |
| Last Transfer Date | Nov 18, 2021 |
| Transfer Doc | 002744/771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 197 PINE ST, GUYTON, GA 31312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 197 N PINE ST, SPRINGFIELD, GA 31329-4881 |
| Document Number | 0000002744/0000000773 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 0000002744/0000000773 |
| Instrument | 014202 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Nov 18, 2021 |
| Property Address | 197 PINE ST, EDEN, GA 31307-4001 |
| Document Number | 002744/771 |
| Book / Page | 2744 / 771 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021-003823 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 532, EDEN, GA 31307-0532 |
| Document Number | 0000014202 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 014202 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Jan 01, 2036 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $349.00 (+16.33%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $58,125 (+11.18%) Land $20,093 Building $38,032 | $145,313 (+11.18%) Land $50,233 Building $95,080 |
| 2024 | $300.00 (+18.58%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $52,280 (+15.53%) Land $18,204 Building $34,076 | $130,701 (+15.53%) Land $45,511 Building $85,190 |
| 2023 | $253.00 (-74.1%) Homeowner's exemption | $45,251 (+17.76%) Land $18,204 Building $27,047 | $113,128 (+17.77%) Land $45,511 Building $67,617 |
| 2022 | $977.00 Homeowner's exemption | $38,425 Land $11,378 Building $27,047 | $96,061 Land $28,444 Building $67,617 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Delta Communications, Planters Rural Telephone Cooperative.
Based on FCC filings for 60 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOXBOW FARMS private · serves 723 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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