Middlesex County and Newton City property record for 197 Pine Ridge Rd, Waban, MA 02468
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,344 sqft · built 2012 |
| Lot Size | 0.222 acres (9,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,835,000 (Mar 2014) |
| Tax Bill | $30,763 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53028 0010A |
| Primary APN | 53028 0010A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,344 sqft Living Area |
| Gross Area | 7,484 sqft |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,740 sqft |
| Unfinished Basement | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,675 sqft (0.222 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 53028 0010A |
|---|---|
| Street Address | 197 PINE RIDGE RD |
| City | WABAN |
| State | MA |
| Zip | 02468-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Block | 28 |
| Legal Lot Number | 10A |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 374300 |
Source: Middlesex County and Newton City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 PINE RIDGE RD, WABAN, MA 02468-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| May 25, 2017 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Book / Page | 63422 / 330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 197 PINE RIDGE RD, WABAN, MA 02468-1510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079052-534 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 79052/534 |
| Instrument | 239896 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 1, 2026 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 197 PINE RIDGE RD, WABAN, MA 02468-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69331-455 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 69331/455 |
| Instrument | 77395 |
| Name | BELMONT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2037 |
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $30,763.00 (+3.42%) | $3,139,100 (+3%) Land $1,162,900 Building $1,976,200 |
| 2024 | $29,746.00 (+3.51%) | $3,047,700 (+7.96%) Land $1,129,000 Building $1,918,700 |
| 2023 | $28,738.00 | $2,823,000 Land $866,900 Building $1,956,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2017) |
| Claims Outside the SFHA | 10 of 13 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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