Craven County property record for 197 Pine Cliff Rd, Havelock, NC 28532 · Last verified August 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Modular |
| Year Built | Built 2010 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 441,132 sqft (10.1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,649.00 (2025) |
| Primary APN | 5-008-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,016 sqft Living Area |
| 1st Floor | 2,016 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 441,132 sqft (10.1 acres) |
| Storage Building | 256 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 135947 |
|---|---|
| Street Address | 197 PINE CLIFF RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-8701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 10.13AC SURVEY FOR CHRISTOPHER R AND REBECCA A WILLETT |
| Legal Subdivision | RYAN WILLET SURV |
| Jurisdiction | CRAVEN NC |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 961303 |
Source: Craven County records · APN 5-008-007
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 05, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 03773/1109 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03506/1208 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 3506/1208 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 03706/1965 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 3706/1965 |
| Instrument | 10089619 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Sep 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 18, 2023 |
| Property Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
| Document Number | 03773/1109 |
| Book / Page | 3773 / 1109 |
| Map Reference | CAB J SL 61C |
| Instrument Date | Aug 18, 2023 |
| Instrument | 10116308 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
| Name | Verified Name |
|---|---|
| Address | 197 PINE CLIFF RD, HAVELOCK, NC 28532-8701 |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,649.00 (+1.29%) | $316,200 (+0.54%) Land $34,700 Building $281,500 | $316,200 (+0.54%) Land $34,700 Building $281,500 |
| 2023 | $1,628.00 (+0.8%) | $314,490 (+26.45%) Land $32,990 Building $281,500 | $314,490 (+26.45%) Land $32,990 Building $281,500 |
| 2022 | $1,615.00 | $248,710 Land $35,890 Building $212,820 | |
| 2018 | $248,710 Land $35,890 Building $212,820 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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