1. Home
  2. Florida
  3. Okaloosa County
  4. Crestview
  5. Panama Dr

197 Panama Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 197 Panama Dr, Crestview, FL 32536 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,316 sqft Heated Area
Lot Size10,419 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$77,000 (2017)
Tax Bill$555.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-592-9866-1
Alternative APN
  • 07-3N-23-1310-000A-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,316 sqft Heated Area
Gross Area1,380 sqft Gross Area
1st Floor1,012 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1955
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,419 sqft (0.239 acres)
Lot Width140 ft Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address197 PANAMA DR
CityCRESTVIEW
StateFL
Zip32536-2311
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJERNIGAN S/D LOT 18 BLK A
Legal Range23
Legal Township03N
Legal Section07
Legal SubdivisionJERNIGAN S/D
Legal BlockA
Legal Lot Number18
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2009
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-000-592-9866-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address197 PANAMA DR, CRESTVIEW, FL 32536-2311
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Mar 01, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2017 · Amount on Record
Deed SaleMar 01, 2017 · Amount on Record
Prior SaleSep 26, 2002 · Amount on Record
Deed Doc Number3120442
Deed Book / Page3289 / 1321
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address197 PANAMA DR, CRESTVIEW, FL 32536-2311
Transaction TypeMortgage
Record UpdatedFeb 01, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 PANAMA DR, CRESTVIEW, FL 32536-2311

Mortgage

Document Number0035984439
DateJan 14, 2022
Book Page3598/4439
Instrument3519923
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 01, 2017
Property Address197 PANAMA DR, CRESTVIEW, FL 32536-2311
Document Number0032891321
Book / Page3289 / 1321
Map ReferenceMB2 PG69
Instrument DateFeb 28, 2017
Instrument3120442
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address978 JUNIPER LAKE DR, 978, DEFUNIAK SPRINGS, FL 32433-3570

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 PANAMA DR, CRESTVIEW, FL 32536-2311
InvestorPossibly a Property Investor

Mortgage

Document Number0003120443
DateMar 01, 2017
Instrument3120443
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$555.00 (+5.11%) Homeowner's exemption$76,996 (+5.99%)$110,989 (-2.22%) Land $25,093 Building $85,896
2023$528.00 (+1.34%) Homeowner's exemption$72,647 (+3%)$113,505 (+6.5%) Land $21,319 Building $92,186
2022$521.00 Homeowner's exemption$70,531$106,582 Land $19,924 Building $86,658

Flood & Wildfire

197 Panama Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
38th percentile of exposed land nationally · 12th in Florida
Wildfire LikelihoodModerate — about 1 in 1,449 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Panama Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures