197 Palm Air Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 197 Palm Air Dr, Osprey, FL 34229

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,120 sqft · built 1981
Lot Size0.09 acres (3,940 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Nov 2021)
Tax Bill$589 (2024)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0148-01-1087

Property Details

APN / Parcel Number

Primary APN0148-01-1087

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area3,940 sqft (0.09 acres)
Lot Width1 ft Width
Garage TypeCarport
CarportCarport
Carport Area228 sqft
PorchEnclosed Porch
Porch Area678 sqft
Utility Building104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address197 PALM AIR DR
CityOSPREY
StateFL
Zip34229-9411
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionUNIT 87 THE ARBORS MOBILE HOME PARK CO-OP
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionARBORS
Legal Tract9920
Legal Lot Number87
Legal Unit87
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3002
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address197 PALM AIR DR, OSPREY, FL 34229-9411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Deed Document Number2021210923
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address197 PALM AIR DR, OSPREY, FL 34229-9411
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000210924
DateNov 22, 2021
Instrument2021210924
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term243 Months
DueFeb 15, 2042

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,500 (-11.22%) Land $50,400 Building $69,100$119,500 (-11.22%) Land $50,400 Building $69,100
2024$589.00 (+20.7%)
2023$488.00 (-75.5%) Homeowner's exemption Veteran's exemption$134,600 (+1.43%) Land $62,700 Building $71,900$134,600 (+1.43%) Land $62,700 Building $71,900
2022$1,992.00$132,700 Land $70,700 Building $62,000$132,700 Land $70,700 Building $62,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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