197 Overhill Dr, Berlin, CT 06037 Property Records

Berlin Town property record for 197 Overhill Dr, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$136,900 (Jul 2005)
Tax Bill	$5,391 (2025)
Deeds & Mortgages	Mar 2025 Refinance May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERL M:10-3 B:100 L:K60`

Property Details

APN / Parcel Number

Primary APN	`BERL M:10-3 B:100 L:K60`
Alternative APNs	`BRLN M:10-3 B:100 L:K60` `1034480` `034480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1034480
Street Address	197 OVERHILL DR
City	BERLIN
State	CT
Zip	06037-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-11
Legal Block	100
Legal Lot Number	K60
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1040
Census Tract	400102

Owner

197 Overhill Dr is owned and occupied by two individuals who bought it in July 2005.

Source: Berlin Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 OVERHILL DR, BERLIN, CT 06037-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY NATIONAL MORTGAGE CO
May 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage OUR WONDERFUL HM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2005 · Amount on File
Deed Sale	Jul 20, 2005 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Book / Page	552 / 515
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	197 OVERHILL DR, BERLIN, CT 06037-2315
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000833-724
Date	Mar 20, 2025
Book Page	833/724
Instrument	2132450016

Lender

Name	SECURITY NATIONAL MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CT
Recording Date	May 11, 2021
Property Address	197 OVERHILL DR, BERLIN, CT 06037-2315
Document Number	788-211
Book / Page	788 / 211
Instrument Date	May 7, 2021
Instrument	1999530002
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 OVERHILL DR, BERLIN, CT 06037-2315

Mortgage

Document Number	1999540009
Date	May 11, 2021
Instrument	1999540009

Lender

Name	OUR WONDERFUL HM LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 197 Overhill Dr was $5,391.

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,391.00	$175,900 Land $83,100 Building $92,800	$123,130 Land $58,170 Building $64,960
2024	$5,391.00 (+3.67%)
2023	$5,200.00 (+10.54%)	$175,900 (+28.3%) Land $83,100 Building $92,800
2022	$4,704.00	$137,100 Land $68,700 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Overhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Overhill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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