197 Orchid Ln, Billings, MO 65610 Property Records

Christian County property record for 197 Orchid Ln, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,599 sqft · built 1982
Lot Size	0.997 acres (43,472 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Nov 2023)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-17-0-0-24.001`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-17-0-0-24.001`
Alternative APN	`09-0.4-17-000-000-024.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,599 sqft Adjusted Area
1st Floor Area	1,824 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,472 sqft (0.997 acres)
Lot Dimensions	151 ft deep x 286 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	197 ORCHID LN
City	BILLINGS
State	MO
Zip	65610-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG., 480' N SEC SW1/4 SW1/4, TH N 290', TH W 151', TH S 290', TH E 151' TO POB.
Legal Range	23
Legal Township	27
Legal Section	17
Legal Subdivision	5000 CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3069
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 ORCHID LN, BILLINGS, MO 65610-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 8, 2020	Warranty Deed, Transfer · Line of Credit BANK OF BILLINGS
Sep 8, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY
Jun 23, 2017	Deed of Trust, Mortgage GREGG THIGPEN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Mar 9, 2021
Deed Document Number	2023012880
Deed Book / Page	2023 / 012880
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 9, 2021
Property Address	197 ORCHID LN, BILLINGS, MO 65610-9095
Document Number	0202104439
Book / Page	2021 / 4439
Instrument Date	Mar 5, 2021
Instrument	2021L04469
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL CO ALL BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 ORCHID LN, BILLINGS, MO 65610-9095

Mortgage

Document Number	2021L04470
Date	Mar 9, 2021
Instrument	2021L04470

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 8, 2020
Property Address	197 ORCHID LN, BILLINGS, MO 65610-9095
Document Number	0202014554
Book / Page	2020 / 14554
Instrument Date	Sep 3, 2020
Instrument	2020L14691
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15833 LAWRENCE 1250, BILLINGS, MO 65610-6208

Mortgage

Document Number	2020L14692
Date	Sep 8, 2020
Instrument	2020L14692

Lender

Name	BANK OF BILLINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 8, 2020
Property Address	197 ORCHID LN, BILLINGS, MO 65610-9095
Document Number	0202014553
Book / Page	002020 / 014553
Instrument Date	Sep 3, 2020
Instrument	14690
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E ELM ST REPUBLIC MO 657381317, REPUBLIC, MO 65738-1317

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	197 ORCHID LN, BILLINGS, MO 65610-9095
Document Number	0201708130
Book / Page	002017 / 008130
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0201708130
Date	Jun 29, 2017
Book Page	002017/008130
Instrument	8216

Lender

Name	GREGG THIGPEN MTG SVC
Type	Mortgage Company
Address	11 OAK DR, KIMBERLING CY, MO 65686

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$3,930 (-77.4%)	$20,700 (-77.38%) Land $20,000 Building $700
2023	$17,390	$91,500 Land $20,000 Building $71,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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