McCreary County property record for 197 Old Stephens Mill Rd, Pine Knot, KY 42635
| Property Type | Mobile Home |
|---|---|
| Details | 1,232 sqft · built 1999 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $297 (2025) |
| Deeds & Mortgages | Jan 2008 Mortgage Nov 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-00-00-032.01 |
| Primary APN | 174-00-00-032.01 |
|---|---|
| Alternative APN |
|
| Building Area | 1,232 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 59,677 sqft (1.37 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 197 OLD STEPHENS MILL RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9108 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TRACT & 1999 MH (CONVERTED TO REAL EST) |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960401 |
Source: McCreary County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 612, WHITLEY CITY, KY 42653-0612 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jan 9, 2008 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Nov 7, 2012 | Deed of Trust, Mortgage FORCHT BANK NA |
| Nov 4, 2024 | Intrafamily Transfer, Transfer |
| Feb 14, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 4, 2024 |
| Transfer Doc | 0000152010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 197 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000164/148 |
|---|---|
| Date | Jan 9, 2008 |
| Book Page | 164/148 |
| Instrument | 86091 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Address | 1400 E NEWPORT CENTER DR, DEERFIELD BEACH, FL 33442 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 197 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 375 MARSHALL RD, DOTHAN, AL 36305-6885 |
| Document Number | 000189/781 |
|---|---|
| Date | Nov 7, 2012 |
| Book Page | 189/781 |
| Instrument | 102775 |
| Name | FORCHT BANK NA |
|---|---|
| Address | PO BOX 1250, WHITLEY CITY, KY 42653 |
| Amount | Amount Recorded |
|---|---|
| Term | 118 Months |
| Due | Sep 28, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 4, 2024 |
| Property Address | 197 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Document Number | 00D239/387 |
| Book / Page | D239 / 387 |
| Instrument Date | Nov 4, 2024 |
| Instrument | 152010 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Name | Verified Name |
|---|---|
| Address | 204 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Feb 14, 2020 |
| Property Address | 197 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
| Document Number | 00D221/572 |
| Book / Page | D221 / 572 |
| Map Reference | DB 199 PG 116-120 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 130087 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 MARSHALL RD, DOTHAN, AL 36305-6885 |
| Name | Verified Name |
|---|---|
| Address | 176 OLD STEPHENS MILL RD, PINE KNOT, KY 42635-9108 |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297.00 (-1.33%) | $37,000 (-) | $37,000 (-) |
| 2023 | $301.00 | $37,000 | $37,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures