Henderson County property record for 197 Old Maxwell Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,160 sqft · built 2006 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,476 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9693231233 |
| Primary APN | 9693231233 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,160 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 720 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 210,830 sqft (4.84 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9947559 |
|---|---|
| Street Address | 197 OLD MAXWELL RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9947559~R3 |
| Legal Description | SR1569 OFF HOOPERS CREEK RD |
| Legal Subdivision | HOOPERS CREEK |
| Legal Block | 23 |
| Legal Lot Number | 1233 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | EDNEYVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930100 |
197 Old Maxwell Rd is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 OLD MAXWELL RD, HENDERSONVILLE, NC 28792-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Apr 5, 2018 | Deed of Trust, Mortgage FIRST CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 197 OLD MAXWELL RD, HENDERSONVILLE, NC 28792-1024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038420480 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 3842/480 |
| Instrument | 970248 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 197 OLD MAXWELL RD, HENDERSONVILLE, NC 28792-1024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031820697 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 3182/697 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 197 Old Maxwell Rd was $2,476.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,500 Land $69,600 Building $367,900 | ||
| 2025 | $2,476.00 | ||
| 2023 | $437,500 Land $69,600 Building $367,900 | $437,500 Land $69,600 Building $367,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Old Maxwell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Old Maxwell Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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