197 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 197 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Highlights

Lot Size	4,225 sqft (0.096 acres)
Last Sale	$575,028 (2023)
Tax Bill	$3,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90-31-33C`
Alternative APNs	`10005956` `10000752` `16633`

Exterior

Lot Area	4,225 sqft (0.096 acres)

Location & Zoning

Account Number	10005956
Street Address	197 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310
Property Usage	Other Property Usage
Type	Unknown
Legal Description	LOT 33C - SUBDIV MOD PLAT OF CEL P-1 LOT 33C - SUBDIV MOD PLAT OF CEL P-1
Legal Phase	1
Legal Lot Number	33C
Jurisdiction	NORTHAMPTON VA
Minor Civil Division	2
Census Blockgroup	3
Census Block	3044
Census Tract	930301

Owner

Source: Northampton County records · APN 90-31-33C

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3 FREEMAN LN, BRIDGEWATER, NJ 08807-5601
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Deed Doc Number	230001830
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 03, 2023
Property Address	197 OLD COURSE LOOP, CAPE CHARLES, VA 23310
Document Number	0230001830
Instrument Date	Jul 10, 2023
Instrument	230001830
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FREEMAN LN # L0880, L0880, BRIDGEWATER, NJ 08807-5601

Mortgage

Document Number	0230001831
Date	Aug 03, 2023
Instrument	230001831

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (+679.24%)	$436,700 (+739.81%) Land $64,400 Building $372,300
2024			$436,700 (+739.81%) Land $64,400 Building $372,300
2023	$395.00	$52,000 Land $52,000	$52,000 Land $52,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.