197 Oasis Dr, Blue Ridge, GA 30513 Property Records

Fannin County property record for 197 Oasis Dr, Blue Ridge, GA 30513

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,520 sqft · built 2018
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Dec 2021)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0020 C 0062J`

Property Details

APN / Parcel Number

Primary APN	`0020 C 0062J`
Alternative APN	`30942`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,520 sqft Heated Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Porch	Open Porch
Porch Area	1,328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30942
Street Address	197 OASIS DR
City	BLUE RIDGE
State	GA
Zip	30513-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	9-2 LL167,194 LT8 DB1477-357* 1.70 AC
Legal Subdivision	OASIS AT RITCHIE CREEK
Legal Lot Number	8
Jurisdiction	FANNIN GA
Township / Civil Division	HIGDON-MOBILE
Census Block Group	2
Census Block	2034
Census Tract	50300

Owner

197 Oasis Dr is owned by an individual who bought it in December 2021.

Source: Fannin County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4100 VENDOME PL, NEW ORLEANS, LA 70125-2739
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage NFM
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	0001477357
Deed Book / Page	1477 / 357
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	197 OASIS DR, BLUE RIDGE, GA 30513-3585
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001313/0000000423
Date	Oct 1, 2019
Book Page	0000001313/0000000423

Lender

Name	NFM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 28, 2021
Property Address	197 OASIS DR, BLUE RIDGE, GA 30513-3585
Document Number	001477/357
Book / Page	1477 / 357
Instrument Date	Dec 28, 2021
Instrument	2021-004253
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8012 PANOLA ST, NEW ORLEANS, LA 70118-4247

Mortgage

Document Number	0000001477/0000000359
Date	Jan 4, 2022
Book Page	0000001477/0000000359

Lender

Name	ASSURANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 6, 2020
Property Address	197 OASIS DR, BLUE RIDGE, GA 30513-3585
Document Number	001377/123
Book / Page	1377 / 123
Instrument Date	Oct 6, 2020
Instrument	2020-002613
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 COOPER SANDY CV, ALPHARETTA, GA 30004-0801

Mortgage

Document Number	0000001377/0000000125
Date	Oct 8, 2020
Book Page	0000001377/0000000125

Lender

Name	MORTGAGE FIRM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 197 Oasis Dr was $3,173.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00	$349,760 Land $25,000 Building $324,760	$874,401 Land $62,500 Building $811,901
2023		$362,523 (-0.95%) Land $25,000 Building $337,523	$906,308 (-0.95%) Land $62,500 Building $843,808
2022	$5,131.00	$365,982 Land $25,000 Building $340,982	$914,955 Land $62,500 Building $852,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Oasis Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Oasis Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: ETC.

Cell Coverage

4G LTE only, no 5G reported

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