197 Oak View Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 197 Oak View Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,426 sqft · built 2006
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Jun 2019)
Tax Bill	$1,717 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-36078-000`

Property Details

APN / Parcel Number

Primary APN	`723-36078-000`
Alternative APN	`30123`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	2,426 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	180 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 OAK VIEW DR
City	CABOT
State	AR
Zip	72023-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	04N
Legal Section	10
Legal Subdivision	WEST OAKS II
Legal Block	2
Legal Lot Number	78
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	20201

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 OAK VIEW DR, CABOT, AR 72023-7856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jul 19, 2011
Deed Document Number	20195304
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	197 OAK VIEW DR, CABOT, AR 72023-7856
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005451
Date	Apr 27, 2021
Book Page	2021/5451
Instrument	2021-05451

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 5, 2019
Property Address	197 OAK VIEW DR, CABOT, AR 72023-7856
Document Number	0000005304
Instrument Date	Jun 3, 2019
Instrument	5304
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	WACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 OAK VIEW DR CABOT AR 720237856, CABOT, AR 72023-7856

Mortgage

Document Number	5305
Date	Jun 5, 2019
Instrument	5305

Lender

Name	FIRST SEC BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2034

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,560 (-) Land $4,500 Building $39,060	$217,800 (-) Land $22,500 Building $195,300
2024	$1,717.00 (-4.19%)
2023	$1,792.00 Homeowner's exemption	$43,560 Land $4,500 Building $39,060	$217,800 Land $22,500 Building $195,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon, Xfinity.

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