197 Oak St, Excelsior, MN 55331 Property Records

Hennepin County property record for 197 Oak St, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,912 sqft · built 2022
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Company Names on File
Last Sale	$1,584,000 (May 2025)
Tax Bill	$20,780 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-13-0105`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-13-0105`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	1,912 sqft
Basement Area	1,530 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	255 ft deep x 73 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	197 OAK ST
City	EXCELSIOR
State	MN
Zip	55331-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 259 B AUDITORS SUBD. NO. 135 LOT 259 AND THAT PART OF LOT 257 LYING NORTHEASTERLY OF A LINE PARALLEL TO AND 10.00 FEET SOUTHWESTERLY FROM THE NORTHEASTERLY T SW 73X255X77X255
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	13
Legal Subdivision	AUDITORS SUBD. NO. 135
Legal Block	2
Legal Lot Number	259
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2026
Census Tract	27501

Owner

Source: Hennepin County records · APN 34-117-23-13-0105

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	197 OAK ST, EXCELSIOR, MN 55331-3030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Jul 24, 2023	Re-recorded Document · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage BRIDGEWATER BANK
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage BRIDGEWATER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	May 22, 2025 · Amount on Record
Deed Document Number	202511373349
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	0011373349
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 18, 2023
Property Address	197 OAK ST, EXCELSIOR, MN 55331-3030
Document Number	00T6024251
Instrument Date	Jun 12, 2023
Instrument	T6024251
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,032.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	197 OAK ST, EXCELSIOR, MN 55331-3030

Mortgage

Document Number	00T6024252
Date	Jul 18, 2023
Instrument	T6024252

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

July 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HENNEPIN MN
Recording Date	Jul 24, 2023
Property Address	197 OAK ST, EXCELSIOR, MN 55331-3030
Document Number	0A11217055
Instrument Date	Jun 12, 2023
Instrument	A11217055
Record Updated	Aug 03, 2023
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 OAK ST, EXCELSIOR, MN 55331-3030

Mortgage

Document Number	0A11217056
Date	Jul 24, 2023
Instrument	A11217056

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	197 OAK ST, EXCELSIOR, MN 55331-3030
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5952896
Date	Jun 17, 2022
Instrument	T5952896

Lender

Name	BRIDGEWATER BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2023

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	197 OAK ST, EXCELSIOR, MN 55331-3030
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11148542
Date	Sep 22, 2022
Instrument	A11148542

Lender

Name	BRIDGEWATER BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jun 10, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,780.00 (+322.44%)	$1,503,000 (+263.04%) Land $800,000 Building $703,000	$1,503,000 (+263.04%) Land $800,000 Building $703,000
2023	$4,919.00
2022		$414,000 Land $317,000 Building $97,000	$414,000 Land $317,000 Building $97,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Metronet Holdings, Verizon, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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