197 Oak Common Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 197 Oak Common Ave, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,223 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2004)
Tax Bill	$6,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`072072-0450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,223 sqft Living Area
Gross Area	2,775 sqft Gross Area
1st Floor	2,223 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	154 sqft Patio
Porch Area	267 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	197 OAK COMMON AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6803
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/98-103 MARSHALL CREEK DRI UNIT A-1 LOT 45 OR2245/1278
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT A-ONE
Legal Block	4
Legal Lot Number	45
Legal Unit	A-1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4061
Census Tract	20606

Owner

Source: St. Johns County records · APN 072072-0450

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2004 · Amount on Record
Deed Sale	Jul 20, 2004 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Doc Number	200454990
Deed Book / Page	2245 / 1278
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	197 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6803

Mortgage

Document Number	0050690841
Date	Oct 13, 2020
Book Page	5069/841
Instrument	2020090257

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,220 (+2.7%)	$523,310 (+9.08%) Land $155,000 Building $368,310
2025	$6,436.00 (+7.88%) Homeowner's exemption	$247,537 (+2.9%)	$479,768 (-0.04%) Land $135,000 Building $344,768
2024	$5,966.00 (+3.2%) Homeowner's exemption	$240,561 (+3%)	$479,962 (-0.84%) Land $130,000 Building $349,962
2023	$5,781.00 (+1.49%) Homeowner's exemption	$233,554 (+3%)	$484,006 (+20.54%) Land $130,000 Building $354,006
2022	$5,696.00 Homeowner's exemption	$226,751	$401,539 Land $112,000 Building $289,539

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.