197 N Valley Rd, Payson, AZ 85541 Property Records

Gila County property record for 197 N Valley Rd, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,448 sqft
Lot Size2.13 acres (92,783 sqft)
Owner2 Individual Names on File
Tax Bill$3,092 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone D (undetermined)
APN302-44-010B

Property Details

APN / Parcel Number

Primary APN302-44-010B
Alternative APNs
  • R051111
  • 051111

Interior

Stories2 Stories
Building Area2,448 sqft Living Area
1st Floor Area1,224 sqft

Exterior

Roof MaterialAsbestos
Lot Area92,783 sqft (2.13 acres)
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR051111
Street Address197 N VALLEY RD
CityPAYSON
StateAZ
Zip85541-7440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 31 TOWNSHIP: 11N RANGE: 11E LOT 10 , VALLEY HAVEN ACRES , PLAT 209 , HES 420 , ALG WITH POR OF LOT 11 COMM NW COR
Legal Range11E
Legal Township11N
Legal Section31
Legal SubdivisionVALLEY HAVEN ACRES MAP #209
Legal Lot Number10,12A
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3012
Census Tract400

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 N VALLEY RD, PAYSON, AZ 85541-7440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2024
Deed SaleSep 13, 2024
Deed Document Number2024007685
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address93 N VALLEY RD, PAYSON, AZ 85541
Document Number0000007067
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address93 N VALLEY RD PAYSON AZ 85541, PAYSON, AZ 85541

Mortgage

Document Number0000007067
DateJun 25, 2020
Instrument7067
Lender
NameNATIONAL BK/AZ
TypeBank
AddressPAYSON, AZ 85541
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityStar Valley Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,584 (+2.92%) Land $14,609 Building $25,975$405,841 (+2.92%) Land $146,090 Building $259,751
2025$3,092.00 (+10.43%)
2024$39,433 Land $14,873 Building $24,560$394,326 Land $148,730 Building $245,596
2023$2,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1993–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on N Valley Rd

Nearby Streets

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