197 N Scott St, Morley, MI 49336 Property Records

Mecosta County property record for 197 N Scott St, Morley, MI 49336

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1920
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2022)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13 891 050 000`

Property Details

APN / Parcel Number

Primary APN	`13 891 050 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	5,009 sqft (0.115 acres)
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	197 N SCOTT ST
City	MORLEY
State	MI
Zip	49336-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T13N R10W VILLAGE OF MORLEY O P BLK 13 LOT 1
Legal Range	10W
Legal Township	13N
Legal Section	25
Legal Subdivision	VILLAGE OF MORLEY
Legal Block	13
Legal Lot Number	1
Jurisdiction	MECOSTA MI
Township / Civil Division	AETNA
Census Block Group	2
Census Block	2027
Census Tract	960800

Owner

197 N Scott St is owned and occupied by two individuals who bought it in December 2022.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 27, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 20, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 19, 2018	Intrafamily Transfer, Transfer
May 16, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	20229536
Deed Book / Page	922 / 1868
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	00847/0572
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 N SCOTT ST, MORLEY, MI 49336-9045

Mortgage

Document Number	00927/4747
Date	Jan 19, 2024
Book Page	927/4747
Instrument	202400000347

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 27, 2022
Property Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Document Number	00922/1868
Book / Page	922 / 1868
Instrument Date	Dec 16, 2022
Instrument	202200009536
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 N SCOTT ST, MORLEY, MI 49336-9045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 CADES CV, CLARKSVILLE, TN 37042-6065

Mortgage

Document Number	202200009537
Date	Dec 27, 2022
Instrument	202200009537

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00873/1628
Date	Mar 20, 2017
Book Page	873/1628
Instrument	201700002349

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 19, 2018
Property Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Document Number	00892/1653
Book / Page	892 / 1653
Instrument Date	Oct 19, 2018
Instrument	201800007992
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 N SCOTT ST, MORLEY, MI 49336-9045

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	May 16, 2017
Property Address	197 N SCOTT ST, MORLEY, MI 49336-9045
Document Number	00875/0684
Book / Page	875 / 0684
Instrument Date	May 9, 2017
Instrument	201700003814
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PLACER TITLE AGENCY, ACKER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22300 W HOWARD CITY EDMORE RD, 22300, HOWARD CITY, MI 49329-9093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 AMY SCHOOL RD, HOWARD CITY, MI 49329-9751

Mortgage

Document Number	201700003815
Date	May 16, 2017
Instrument	201700003815

Lender

Name	COMMUNITY FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 9, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 197 N Scott St was $1,402 with a homeowner's exemption, down 43.2% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Aetna Township
Municipality	Morley Village
Unified School District	Morley Stanwood Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,100 (+12.6%)	$166,200 (+12.6%)
2025	$1,402.00 (-43.19%) Homeowner's exemption	$73,800	$147,600
2024	$2,468.00
2023		$57,700	$115,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 N Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 N Scott St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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