Craven County property record for 197 N Phillips Ave, New Bern, NC 28560
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1989 |
| Lot Size | 0.36 acres (15,677 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $596 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-040-1-031 |
| Primary APN | 2-040-1-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Lot Area | 15,677 sqft (0.36 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 124306 |
|---|---|
| Street Address | 197 N PHILLIPS AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-9286 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WIGGINS |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960102 |
197 N Phillips Ave, a mobile home, is owned and occupied by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 N PHILLIPS AVE, NEW BERN, NC 28560-9286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 197 N Phillips Ave was $596.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596.00 | $105,980 (-) Land $10,130 Building $95,850 | $105,980 (-) Land $10,130 Building $95,850 |
| 2025 | $596.00 | $105,980 Land $10,130 Building $95,850 | $105,980 Land $10,130 Building $95,850 |
| 2023 | $584.00 (+41.75%) | $105,980 (+87.97%) Land $10,130 Building $95,850 | $105,980 Land $10,130 Building $95,850 |
| 2022 | $412.00 | $56,380 Land $10,130 Building $46,250 | |
| 2018 | $56,380 Land $10,130 Building $46,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 N Phillips Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 N Phillips Ave is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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