197 N Argyle Ct, Reno, NV 89511 Property Records

Washoe County property record for 197 N Argyle Ct, Reno, NV 89511

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,124 sqft · built 2006
Lot Size1.05 acres (45,956 sqft)
OwnerIndividual Name on File
Last Sale$2,300,000 (Dec 2024)
Tax Bill$12,840 (2025)
Deeds & MortgagesSep 2025 Mortgage
May 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN156-063-07

Property Details

APN / Parcel Number

Primary APN156-063-07
Alternative APN
  • 136606

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures22 Plumbing Fixtures
Stories2 Stories
Building Area5,124 sqft Living Area
1st Floor Area3,027 sqft
2nd Floor Area2,097 sqft
AtticAttic
Attic Area189 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeWood
Roof MaterialConcrete
Lot Area45,956 sqft (1.05 acres)
Garage TypeBuilt-in
Garage Area1,741 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area257 sqft
PorchPorch
Porch Area194 sqft
Patio Area325 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number136606
Street Address197 N ARGYLE CT
CityRENO
StateNV
Zip89511-2767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDS
Legal DescriptionST JAMES'S VILLAGE 1D LT 431 BLK E
Legal Range19
Legal Township17
Legal SubdivisionST JAMES`S VILLAGE 1D
Legal BlockE
Legal Lot Number431
JurisdictionWASHOE NV
Township / Civil DivisionWASHOE VALLEY
Census Block Group1
Census Block1027
Census Tract3203

Owner

197 N Argyle Ct is owned and occupied by an individual who bought it in December 2024.

Source: Washoe County records, as of January 8, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address197 N ARGYLE CT, RENO, NV 89511-2767
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
May 30, 2023Intrafamily Transfer, Transfer
May 10, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED FCU
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on File
Deed SaleDec 13, 2024 · Amount on File
Prior SaleMay 30, 2023
Deed Document Number5504174
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address197 N ARGYLE CT, RENO, NV 89511-2767
Transaction TypeMortgage
Record UpdatedOct 1, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 N ARGYLE CT, RENO, NV 89511-2767

Mortgage

Document Number0005567851
DateSep 12, 2025
Instrument5567851
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHOE NV
Recording DateMay 30, 2023
Property Address197 N ARGYLE CT, RENO, NV 89511-2767
Document Number0005382967
Map ReferenceFILE 2110182
Instrument DateMay 19, 2023
Instrument5382967
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address197 N ARGYLE CT, RENO, NV 89511-2767

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address197 N ARGYLE CT, RENO, NV 89511-2767

May 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateMay 10, 2022
Property Address197 N ARGYLE CT, RENO, NV 89511-2767
Document Number0005302006
Map ReferenceFILE 2110182
Instrument DateMay 4, 2022
Instrument5302006
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanySTEWART TITLE, STEWART TITLE COMPANY NV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,163.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 18127, RENO, NV 89511-0127

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address197 N ARGYLE CT, RENO, NV 89511-2767

Mortgage

Document Number0005302007
DateMay 10, 2022
Instrument5302007
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address197 N ARGYLE CT, RENO, NV 89511-2767
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 N ARGYLE CT, RENO, NV 89511-2767

Mortgage

Document Number0005175072
DateMay 3, 2021
Instrument5175072
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate1.75%
Type Change DateMay 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.75%
IndexOther
Margin3
Max Rate6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 197 N Argyle Ct was $12,840.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,840.00$526,842 Land $73,500 Building $453,342$1,505,262 Land $210,000 Building $1,295,262
2023$11,543.00$509,009 Land $78,750 Building $430,259$1,454,310 Land $225,000 Building $1,229,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 N Argyle Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims18 (1982–2023)
Most Recent ClaimAug 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 5 claims
  • Severe Storms And Flooding, Jan 2006 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 N Argyle Ct is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 77% of Nevada
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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