Penobscot County and Carmel Town property record for 197 Murray Rd, Carmel, ME 04419 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1904 |
| Square Footage | 1,983 sqft Living Area |
| Lot Size | 348,480 sqft (8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $181,300 (2015) |
| Tax Bill | $3,579.00 (2025) |
| Primary APN | CARM M:0003 L:31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,983 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Basement Area | 300 sqft Basement |
| Unfinished Basement | 300 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 348,480 sqft (8 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 921 |
|---|---|
| Street Address | 197 MURRAY RD |
| City | CARMEL |
| State | ME |
| Zip | 04419-3801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 31 |
| Jurisdiction | CARMEL ME |
| Minor Civil Division | CARMEL |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records · APN CARM M:0003 L:31
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 MURRAY RD, CARMEL, ME 04419-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MAINESTREAM FINANCE |
| Jan 05, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on Record |
| Deed Sale | Jul 13, 2015 · Amount on Record |
| Deed Doc Number | 201520025 |
| Deed Book / Page | 13894 / 323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 197 MURRAY RD, CARMEL, ME 04419-3801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0159370174 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 15937/174 |
| Instrument | 8446 |
| Name | MAINESTREAM FINANCE |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Apr 01, 2026 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 197 MURRAY RD, CARMEL, ME 04419-3801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0163370323 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 16337/323 |
| Instrument | 299 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: Penobscot County and Carmel Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,579.00 (+15.75%) | $226,500 (-) Land $59,500 Building $167,000 |
| 2024 | $3,092.00 (+8.34%) | $226,500 (-) Land $59,500 Building $167,000 |
| 2022 | $2,854.00 | $226,500 Land $59,500 Building $167,000 |
197 Murray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Penobscot County (23019C), updated August 7, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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