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197 Mountain View Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 197 Mountain View Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 2019
Lot Size2.45 acres (106,722 sqft)
Owner2 Individual Names on File
Last Sale$36,911 (Oct 2015)
Tax Bill$2,192 (2026)
Deeds & MortgagesMay 2018 Line of Credit
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN564-2-2

Property Details

APN / Parcel Number

Primary APN564-2-2
Alternative APN
  • 8016029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
Gross Area4,186 sqft
1st Floor Area1,238 sqft
Basement Area957 sqft
Unfinished Basement1,057 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area106,722 sqft (2.45 acres)
TerrainRolling
PorchPorch
Porch Area457 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8016029
Street Address197 MOUNTAIN VIEW DR
CitySTEPHENSON
StateVA
Zip22656-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOPEQUON ESTATES L2 BB S2 2.45 ACRES
Legal SubdivisionOPEQUON EST
Legal BlockB
Legal Lot Number2
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3011
Census Tract50100

Owner

Source: Frederick County records · APN 564-2-2

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address942 GUN CLUB RD, STEPHENSON, VA 22656-1806
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2018Deed of Trust, Mortgage · Line of Credit
SUMMIT COMMUNITY BANK
Jan 22, 2020Deed of Trust, Mortgage
SUMMIT CMNTY BK
Jul 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Prior SaleOct 01, 2014 · Amount on Record
Deed Document Number201510163
Last Transfer DateJun 23, 2017
Transfer Doc0000007238
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address197 MOUNTAIN VIEW DR, STEPHENSON, VA 22656-2117
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005062
DateMay 30, 2018
Instrument180005062
Lender
NameSUMMIT COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address197 MOUNTAIN VIEW DR, STEPHENSON, VA 22656-2117
Document Number0000000987
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedMar 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address197 MOUNTAIN VIEW DR STEPHENSON VA 226562117, STEPHENSON, VA 22656-2117

Mortgage

Document Number0000000987
DateJan 27, 2020
Instrument987
Lender
NameSUMMIT CMNTY BK
TypeBank
AddressMOOREFIELD, WV 26836
Agreement
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK VA
Recording DateJul 19, 2017
Property Address197 MOUNTAIN VIEW DR, STEPHENSON, VA 22656-2117
Document Number0000007238
Instrument DateJun 23, 2017
Instrument7238
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address942 GUN CLUB RD STEPHENSON VA 226561806, STEPHENSON, VA 22656-1806

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,192.00 (+10.43%)$413,500 Land $105,400 Building $308,100$413,500 Land $105,400 Building $308,100
2025$1,985.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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