Berkeley County property record for 197 Mound Builder Loop, Hedgesville, WV 25427 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 4 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2016 |
| Square Footage | 2,150 sqft Living Area |
| Lot Size | 55,321 sqft (1.27 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,380.00 (2025) |
| Primary APN | 04-19A-0088.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,150 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 950 sqft Basement |
| Finished Basement | 950 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 55,321 sqft (1.27 acres) |
| Topography | Below Road/Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 07231737 |
|---|---|
| Street Address | 197 MOUND BUILDER LOOP |
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-7253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.27 AC LOT 6 SECTION 20 PHASE 2 THE WOODS SD II |
| Legal Subdivision | THE WOODS SD |
| Legal Lot Number | 6 |
| Jurisdiction | BERKELEY WV |
| Minor Civil Division | VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 971204 |
Source: Berkeley County records · APN 04-19A-0088.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 197 MOUND BUILDER LOOP, HEDGESVILLE, WV 25427-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST UNITED BANK & TRUST CO |
| Jun 02, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000083758 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 197 MOUND BUILDER LOOP, HEDGESVILLE, WV 25427-7253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3506/281 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 3506/281 |
| Instrument | 20200015390 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 197 MOUND BUILDER LOOP, HEDGESVILLE, WV 25427-7253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3506/281 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 3506/281 |
| Instrument | 20200015390 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,380.00 (-5.89%) Homeowner's exemption | $215,820 (+7.82%) Land $71,760 Building $144,060 | $359,700 (+7.82%) Land $119,600 Building $240,100 |
| 2023 | $2,529.00 | $200,160 Land $56,460 Building $143,700 | $333,600 Land $94,100 Building $239,500 |
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