197 Minish Dr, Commerce, GA 30529 Property Records

Jackson County property record for 197 Minish Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,283 sqft · built 1977
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2024)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Dec 2023 Sale Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C13 051`

Property Details

APN / Parcel Number

Primary APN	`C13 051`
Alternative APN	`9078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,283 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	150 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	322 sqft
Pool Area	512 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9078
Street Address	197 MINISH DR
City	COMMERCE
State	GA
Zip	30529-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.58 ACRE LOT 1 PBK 13 PG 31
Legal Subdivision	CHARLES THOMPSON
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2006
Census Tract	10400

Owner

197 Minish Dr is owned and occupied by an individual who bought it in May 2024.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	197 MINISH DR, COMMERCE, GA 30529-3008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer
Apr 22, 2021	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE
Oct 1, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 1, 2019	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Book / Page	110T / 204
Prior Transfer Date	Aug 26, 2004
Prior Transfer Doc	00035Y0175
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 21, 2023
Property Address	197 MINISH DR, COMMERCE, GA 30529-3008
Document Number	00109G0003
Book / Page	109G / 3
Instrument Date	Nov 7, 2023
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MINISH DR, COMMERCE, GA 30529-3008

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 22, 2021
Property Address	197 MINISH DR, COMMERCE, GA 30529-3008
Document Number	00095O0210
Book / Page	95O / 210
Instrument Date	Apr 22, 2021
Instrument	2021-001954
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MINISH DR, COMMERCE, GA 30529-3008
Investor	Possibly a Property Investor

Mortgage

Document Number	95O212
Date	Apr 22, 2021
Instrument	95O/212

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2036

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 1, 2020
Property Address	197 MINISH DR, COMMERCE, GA 30529-3008
Document Number	00091U0706
Book / Page	00091U / 000706
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MINISH DR COMMERCE GA 305293008, COMMERCE, GA 30529-3008

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 1, 2019
Property Address	197 MINISH DR, COMMERCE, GA 30529-3008
Document Number	00083K0648
Book / Page	00083K / 000648
Instrument Date	Jan 31, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 MINISH DR COMMERCE GA 305293008, COMMERCE, GA 30529-3008

Mortgage

Document Number	83K0652
Date	Feb 1, 2019
Book Page	00083K/000652

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 197 Minish Dr was $1,759 with a homeowner's exemption, down 11.4% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,840 (-) Land $17,880 Building $103,960	$304,600 (-) Land $44,700 Building $259,900
2025	$1,759.00 (-11.43%) Homeowner's exemption	$121,840 (-) Land $17,880 Building $103,960	$304,600 (-) Land $44,700 Building $259,900
2024	$1,986.00 (-35.56%)	$121,840 (+17.02%) Land $17,880 Building $103,960	$304,600 (+17.02%) Land $44,700 Building $259,900
2023	$3,082.00 (+23.48%)	$104,120 (+35.22%) Land $17,880 Building $86,240	$260,300 (+35.22%) Land $44,700 Building $215,600
2022	$2,496.00	$77,000 Land $10,400 Building $66,600	$192,500 Land $26,000 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Minish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Minish Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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