Berks County property record for 197 Miller Rd, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,302 sqft · built 1945 |
| Lot Size | 4.11 acres (179,467 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,000 (Jul 2000) |
| Tax Bill | $2,478 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4375-02-87-3866 |
| Primary APN | 4375-02-87-3866 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 420 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 179,467 sqft |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 80001627 |
|---|---|
| Street Address | 197 MILLER RD |
| City | READING |
| State | PA |
| Zip | 19608-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STRAWBRIDGE LTS |
| Legal Block | 87 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10804 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 MILLER RD, READING, PA 19608-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIST FINANCIAL |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY BANK FCU |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2000 · Amount on Record |
| Deed Sale | Jul 27, 2000 · Amount on Record |
| Deed Book / Page | 3224 / 1502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 197 MILLER RD, SINKING SPRING, PA 19608-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 197 MILLER RD, SINKING SPRING, PA 19608-1810 |
| Document Number | 0000027315 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022027315 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 197 MILLER RD, SINKING SPRING, PA 19608-1810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI |
| Name | Verified Name |
|---|
| Document Number | 0000018583 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021018583 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | READING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 197 MILLER RD, SINKING SPRING, PA 19608-1810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006131 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2018006131 |
| Name | DISCOVERY BANK FCU |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 28, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 197 MILLER RD, SINKING SPRING, PA 19608-1810 |
| Document Number | 0000001682 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 MILLER RD SINKING SPRING PA 196081810, SINKING SPRING, PA 19608-1810 |
| Document Number | 0000001682 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 1682 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,478.00 (+16.5%) Homeowner's exemption | $140,100 (-) Land $53,700 Building $86,400 | $53,700 (-61.67%) Land $53,700 |
| 2024 | $2,127.00 | $140,100 Land $53,700 Building $86,400 | |
| 1994 | $140,100 Land $53,700 Building $86,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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