197 Mill St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 197 Mill St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 1700
Lot Size	0.071 acres (3,101 sqft)
Owner	Company Name on Record
Last Sale	$530,812 (Jan 2026)
Tax Bill	$12,633 (2025)
Deeds & Mortgages	Jan 2026 Sale Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-05904-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`08-05904-0000-00039`
Alternative APN	`08J1166000000012`

Interior

Units	6 Units
Stories	2 Stories
Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	124 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08J1166000000012
Street Address	197 MILL ST
City	PATERSON
State	NJ
Zip	07501-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5904
Legal Lot Number	39
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1003
Census Tract	182000

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	197 MILL ST, PATERSON, NJ 07501-2728
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Quit Claim Deed, Transfer
Sep 4, 2025	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 3, 2019	Quit Claim Deed, Transfer CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY
Oct 25, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Nov 28, 2017	Deed, Transfer · Conventional Mortgage PARADISE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Sep 4, 2025 · Amount on Record
Deed Document Number	20261318
Deed Book / Page	5032 / 239
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0000001318
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 12, 2026
Property Address	197 MILL ST, PATERSON, NJ 07501-2728
Document Number	0000001318
Book / Page	D5032 / 239
Instrument Date	Jan 9, 2026
Instrument	2026001318
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 VANDERBURGH AVE, RUTHERFORD, NJ 07070-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL ST, PATERSON, NJ 07501-2728

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 4, 2025
Property Address	197 MILL ST, PATERSON, NJ 07501-2728
Document Number	0000029441
Book / Page	D4961 / 226
Instrument Date	Jul 28, 2025
Instrument	2025029441
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SICOMAC AVE, WYCKOFF, NJ 07481-2141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL ST, PATERSON, NJ 07501-2728

Mortgage

Document Number	0000029442
Date	Sep 4, 2025
Instrument	2025029442

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 3, 2019
Property Address	197 MILL ST, PATERSON, NJ 07501-2728
Document Number	0000023488
Book / Page	003588 / 000183
Instrument Date	Apr 4, 2019
Instrument	23488
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 MILL ST PATERSON NJ 075012728, PATERSON, NJ 07501-2728

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	197 MILL ST, PATERSON, NJ 07501-2728
Document Number	0000049356
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL ST PATERSON NJ 075012728, PATERSON, NJ 07501-2728

Mortgage

Document Number	0000049356
Date	Oct 26, 2018
Book Page	015264/000165
Instrument	49356

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 28, 2017
Property Address	197 MILL ST, PATERSON, NJ 07501-2728
Document Number	0000057641
Instrument Date	Nov 15, 2017
Instrument	2017057641
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHANCELLOR TITLE AGEBYC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 FAIRFIELD RD, 453, WYCKOFF, NJ 07481-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL ST, PATERSON, NJ 07501-2728

Mortgage

Document Number	0000057642
Date	Nov 28, 2017
Instrument	2017057642

Lender

Name	PARADISE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,400 (+178.89%) Land $121,800 Building $538,600	$660,400 (+178.89%) Land $121,800 Building $538,600
2025	$12,633.00 (+4.71%)	$236,800 (-) Land $24,800 Building $212,000	$236,800 (-) Land $24,800 Building $212,000
2024	$12,065.00 (+3.92%)	$236,800 (-) Land $24,800 Building $212,000	$236,800 (-) Land $24,800 Building $212,000
2023	$11,610.00 (+5.62%)	$236,800 Land $24,800 Building $212,000	$236,800 Land $24,800 Building $212,000
2022	$10,992.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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