197 Mill Pond Rd, Clover, SC 29710 Property Records

York County property record for 197 Mill Pond Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,409 sqft · built 2001
Lot Size	0.517 acres (22,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$711,000 (Jun 2023)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2017 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`564-01-01-108`

Property Details

APN / Parcel Number

Primary APN	`564-01-01-108`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,409 sqft Living Area
Gross Area	4,501 sqft
1st Floor Area	1,574 sqft
2nd Floor Area	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Lot Area	22,541 sqft (0.517 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	462 sqft

Location & Zoning

Street Address	197 MILL POND RD
City	CLOVER
State	SC
Zip	29710-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LOT 108 THE LANDING PH II
Legal Subdivision	THE LANDING
Legal Lot Number	108
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2016
Census Tract	61709

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 MILL POND RD, CLOVER, SC 29710-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHARONVIEW FCU
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIME CHOICE FUNDING INC
Dec 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 22, 2018	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 26, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	202316539
Deed Book / Page	20784 / 434
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	1883800158
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 2, 2023
Property Address	197 MILL POND RD, CLOVER, SC 29710-6033
Document Number	2078400434
Book / Page	20784 / 434
Map Reference	MB B-170 PG 5
Instrument Date	May 26, 2023
Instrument	2023016539
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 MILL POND RD, CLOVER, SC 29710-6033

Mortgage

Document Number	2023016540
Date	Jun 2, 2023
Instrument	2023016540

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1631400462
Date	Apr 6, 2017
Book Page	16314/462
Instrument	201700012040

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 25, 2037

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Dec 15, 2020
Property Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033
Document Number	1883800158
Book / Page	18838 / 158
Map Reference	MB 153 PG 227
Instrument Date	Aug 17, 2020
Instrument	2020061677
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033

Mortgage

Document Number	2020061678
Date	Dec 15, 2020
Instrument	2020061678

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Dec 16, 2019
Property Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033
Document Number	1796700265
Book / Page	017967 / 000265
Instrument Date	Dec 4, 2019
Instrument	54870
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 MILL POND RD LAKE WYLIE SC 297106033, LAKE WYLIE, SC 29710-6033

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 22, 2018
Property Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033
Document Number	1714300440
Book / Page	17143 / 440
Map Reference	MB B-170 PG 5
Instrument Date	Aug 20, 2018
Instrument	2018036068
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL POND RD, CLOVER, SC 29710-6033

Mortgage

Document Number	2018036070
Date	Aug 22, 2018
Instrument	2018036070

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 26, 2017
Property Address	197 MILL POND RD, LAKE WYLIE, SC 29710-6033
Document Number	1620400200
Book / Page	16204 / 200
Map Reference	MB 153 PG 227
Instrument Date	Dec 20, 2016
Instrument	201700000560
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,546.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MILL POND RD, CLOVER, SC 29710-6033

Mortgage

Document Number	201700000561
Date	Jan 26, 2017
Instrument	201700000561

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (+19.69%)	$27,532 (+26.67%) Land $3,600 Building $23,932	$688,300 (+26.67%) Land $90,000 Building $598,300
2023	$3,149.00	$21,735 Land $3,000 Building $18,735	$543,370 Land $75,000 Building $468,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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