197 Milestone Dr, Unit B, Inlet Beach, FL 32461 Property Records

Walton County property record for 197 Milestone Dr, Unit B, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,677 sqft · built 2018
Lot Size	0.018 acres (825 sqft)
Owner	Individual Name on Record
Last Sale	$632,500 (Nov 2020)
Tax Bill	$6,453 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-4140`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-4140`
Alternative APN	`1085431`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,677 sqft Living Area
Gross Area	2,163 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	825 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085431
Street Address	197 MILESTONE DR UNIT B, B
City	INLET BEACH
State	FL
Zip	32461-0920
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 414 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3072-3879 OR 3169-1747
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Lot Number	414
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	67 HOPETOWN CT, SAINT AUGUSTINE, FL 32092-1117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHARPE MORTGAGE LENDING SERVICES OF GEOR
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 4, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20200046856
Deed Book / Page	3169 / 1747
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	197 MILESTONE DR UNIT B, B, INLET BEACH, FL 32461-0920
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031301424
Date	Jan 15, 2020
Book Page	3130/1424
Instrument	20200001621

Lender

Name	SHARPE MORTGAGE LENDING SERVICES OF GEOR
Type	Non-Lending Institution
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 17, 2020
Property Address	197 MILESTONE DR UNIT B, B, INLET BEACH, FL 32461-0920
Document Number	0031691747
Book / Page	3169 / 1747
Map Reference	MB 20 PG 9
Instrument Date	Oct 29, 2020
Instrument	20200046856
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,427.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 SEMEL CIR NW UNIT 341, 216, ATLANTA, GA 30309-1952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23081 RUSHMORE CT, BRAMBLETON, VA 20148-7245

Mortgage

Document Number	0031691749
Date	Nov 17, 2020
Instrument	3169/1749

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	197 MILESTONE DR UNIT B, B, INLET BEACH, FL 32461-0920
Document Number	0030723879
Book / Page	3072 / 3879
Map Reference	MB20 PG9&10
Instrument Date	Apr 30, 2018
Instrument	2018000014678
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 MILESTONE DR UNIT B, B, INLET BEACH, FL 32461-0920

Mortgage

Document Number	2018000014679
Date	May 4, 2018
Instrument	2018000014679

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$785,216 (-10.02%) Land $275,000 Building $510,216	$785,216 (-10.02%) Land $275,000 Building $510,216
2024	$6,453.00 (-0.86%)
2023	$6,509.00 (+7.62%)	$872,660 (+1%) Building $872,660	$872,660 (+1%) Building $872,660
2022	$6,048.00	$793,328 Building $793,328	$793,328 Building $793,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, CenturyLink, Verizon, Wildstar Networks.

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