Lorain County property record for 197 Meander Ln, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,037 sqft Living Area |
| Lot Size | 10,710 sqft (0.051 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $131,000 (2021) |
| Tax Bill | $2,193.00 (2025) |
| Primary APN | 06-24-003-801-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,037 sqft Living Area |
| Gross Area | 1,437 sqft Gross Area |
| 1st Floor | 510 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Row Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,710 sqft (0.051 acres) |
| Depth X Width | 85 ft x 126 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 197 MEANDER LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8728 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIDDEN PARK CLUSTER HOMES 1 26 X 85 |
| Legal Subdivision | HIDDEN PARK CLUSTER HOMES 1 |
| Legal Block | 801 |
| Legal Lot Number | 28 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 70902 |
Source: Lorain County records · APN 06-24-003-801-028
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 MEANDER LN, ELYRIA, OH 44035-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Oct 21, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Prior Sale | Oct 21, 2019 · Amount on Record |
| Deed Doc Number | 2021807456 |
| Prior Transfer Date | Oct 25, 2014 |
| Prior Transfer Doc | 0000524022 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 15, 2021 |
| Property Address | 197 MEANDER LN, ELYRIA, OH 44035-8728 |
| Document Number | 0000807456 |
| Map Reference | VOL 83 PG 24 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 2021-0807456 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44082 COLLE LUZ, TEMECULA, CA 92592-3988 |
| Document Number | 0000807457 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0807457 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 21, 2019 |
| Property Address | 197 MEANDER LN, ELYRIA, OH 44035-8728 |
| Document Number | 0000735102 |
| Map Reference | VOL 83 PG 24 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019-0735102 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 197 MEANDER LN, ELYRIA, OH 44035-8728 |
| Document Number | 0000735103 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019-0735103 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,193.00 Homeowner's exemption | $46,570 (+0.02%) Land $6,130 Building $40,440 | $133,030 (-) Land $17,500 Building $115,530 |
| 2024 | $2,193.00 (+38.89%) | $46,561 (+60.86%) Land $6,125 Building $40,436 | $133,030 (+60.86%) Land $17,500 Building $115,530 |
| 2023 | $1,579.00 (+0.38%) | $28,945 (+0.02%) Land $4,424 Building $24,521 | $82,700 (-) Land $12,640 Building $70,060 |
| 2022 | $1,573.00 | $28,940 Land $4,420 Building $24,520 | |
| 2021 | $82,700 Land $12,640 Building $70,060 |
197 Meander Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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