197 Meadow Dr, Elgin, OK 73538 Property Records

Comanche County property record for 197 Meadow Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,515 sqft · built 1977
Lot Size	2.23 acres (97,332 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Oct 1994)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N11W-19-4-92200-003-0001`

Property Details

APN / Parcel Number

Primary APN	`04N11W-19-4-92200-003-0001`
Alternative APNs	`092200-0030001-00000` `160045367` `45367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,515 sqft Living Area
1st Floor Area	2,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	97,332 sqft (2.23 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	191 sqft
Deck Area	300 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45367
Street Address	197 MEADOW DR
City	ELGIN
State	OK
Zip	73538-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN MEADOW ACRES BLK 3 LOT 1
Legal Range	11W
Legal Township	04N
Legal Section	19
Legal Subdivision	GREEN MEADOW ACRES
Legal Block	3
Legal Lot Number	1
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	2
Census Block	2008
Census Tract	2201

Owner

197 Meadow Dr is owned and occupied by an individual who bought it in October 1994.

Source: Comanche County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	197 MEADOW DR, ELGIN, OK 73538-3115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 1994 · Amount on File
Deed Sale	Oct 14, 1994 · Amount on File
Prior Sale	Jan 4, 1994
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	197 MEADOW DR, ELGIN, OK 73538-3115
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8685/107
Date	Feb 24, 2021
Book Page	8685/107
Instrument	2021-003358

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	197 MEADOW DR, ELGIN, OK 73538-3115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8107/266
Date	Aug 31, 2018
Book Page	8107/266
Instrument	2018-012749

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 197 Meadow Dr was $2,465 with a homeowner's exemption.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,127 (+3%) Land $2,897 Building $23,230	$232,241 (-12.74%) Land $25,750 Building $206,491
2025	$2,465.00 Homeowner's exemption	$25,367 (+%) Land $2,813 Building $22,554	$266,162 (+6.75%) Land $25,000 Building $241,162
2024	$2,465.00 (+3.01%) Homeowner's exemption	$25,366 (+6.09%) Land $2,813 Building $22,553	$249,339 (+15.35%) Land $25,000 Building $224,339
2023	$2,393.00 Homeowner's exemption	$23,911 Land $2,813 Building $21,098	$216,160 Land $25,000 Building $191,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Meadow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Meadow Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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